CSR App - Does Chase account help?

[Anonymous]

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@Anonymous wrote:

Opened AmEx BCE in Feb 2017, not a single bad/late/delinquent on my file.

AAoA is 1 year 6 months roughly though.... last opened was the BoA in april 2017. Haven't had any hard hits / new CC since.

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Try again when your AAoA reaches two years or a little more. 

[Anonymous]

I was planning to apply in October/November of this year so that my AAoA will be 1 year 11 months/2 years /2 years 1 month roughly 

[wasCB14]

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@Anonymous wrote:

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@Anonymous wrote:

Opened AmEx BCE in Feb 2017, not a single bad/late/delinquent on my file.

AAoA is 1 year 6 months roughly though.... last opened was the BoA in april 2017. Haven't had any hard hits / new CC since.

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Try again when your AAoA reaches two years or a little more. 

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To get an AAoA of about 18 months, OP probably has 2 or 2.5 years of total CC history. I got a $7.5k CSP with 14 months of total history. Granted, I started with a Freedom so had 14 months with Chase.

Anecdotally, a checking/savings account makes (or used to make, the anecdotes I've seen are old) it easier for someone with a thin file or no history to get a Freedom...but OP has a decent history.

[Anonymous]

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@wasCB14 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Opened AmEx BCE in Feb 2017, not a single bad/late/delinquent on my file.

AAoA is 1 year 6 months roughly though.... last opened was the BoA in april 2017. Haven't had any hard hits / new CC since.

---

Try again when your AAoA reaches two years or a little more. 

---

To get an AAoA of about 18 months, OP probably has 2 or 2.5 years of total CC history. I got a $7.5k CSP with 14 months of total history. Granted, I started with a Freedom so had 14 months with Chase.

Anecdotally, a checking/savings account makes (or used to make, the anecdotes I've seen are old) it easier for someone with a thin file or no history to get a Freedom...but OP has a decent history.

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I don't have any history with Chase.... If I get the CSR then I need to get it in October/November in advance of a trip to take advantage of the benefits, any later then the CSR is tough to justify for myself.