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@Anonymous wrote:
Then I don't understand why the CSR doesn't get this Visa Infinite feature that the Chase - Ritz Card gets!
Also, is the $300 Travel Credit New for Ritz?? I remember eyeing the Ritz card in February and didn't see that feature at all.
Its always been on the Ritz as far as I can remember, just less liberal than the CSR travel credit.. Can use it for upgrades, lounges fees etc.. Not UBER, hotel stay or that kinda stuff.. Ritz is issued by JP Morgran where-as the CSR is Chase a bit difference so maybe a bit more "higher level" thus the additional benefits of flights? Ritz isn't a tough card to get as long as you are willing to cough up the 450 AF.. Keep in mid IMO the CSR does have the Ritz beat though on earning and transfers to ANY partner. I will be getting rid of my Ritz this November before my 3rd AF hits as the CSR fits me better unless they give me some retention offer as the Ritz IMO needs a point revamp due to the SPG / Marriott merger as I make more on general spend on the SPG card than Ritz and since the CSR came out other than the sign-up bonus and possibly marriott gold sttatus for first year and 10k spend per year after that the CSR has it spanked in pretty much every way IMO. I believe they will be introducing new benefits to the RITZ, when is the question. It use to also have the metal factor if you cared about metal cards as the Amex Black and the Ritz where the only metal cards a year or several year back, now everyone is trying to sell their cards on being metal and status lol
@Anonymous wrote:
The Ritz stands on its own from CSR. It's for people that stay at the Ritz Carlton vs anywhere. If you stay at the Ritz (and spend that 10K a year for gold status at a Ritz or Marriott or now SPG property), the card has major value in conjunction with or independent of the CSR.
Matt4200 - it's had the $300 credit since I can recall. The AF used to be $395 (until the CSR came out and they upgraded the Ritz card to Visa Infinite). I think even though they have the same AF, the Ritz has an intended customer with higher spending and higher net worth and is geared more towards luxury travel than just travel itself - i.e. The CSR has no bonus for spending 75K a year - the Ritz gives you further elevated status at Ritz Carlton. This implies the expectation of significant annual spend on the card.
That's how I see it.
Chase Slate gives you a free Experian FICO score... no other card does. Not every card has every feature regardless of class or cost etc.
Actually I agree on most other than one can get Gold for having Amex Platinum also the Ritz was the first infinite, it didn't come after the CSR as an infinite but a decent time before the CSR was released. The only other infinite card prior to the Rtz at the time was crystal bank I believe that is basically meant for wealth management. You are right they are targeted to different income demographics imo hence the JPM vs. chase servicing them along with 75k platinum benefits, etc...
@CreditCuriousity wrote:
@Anonymous wrote:
The Ritz stands on its own from CSR. It's for people that stay at the Ritz Carlton vs anywhere. If you stay at the Ritz (and spend that 10K a year for gold status at a Ritz or Marriott or now SPG property), the card has major value in conjunction with or independent of the CSR.
Matt4200 - it's had the $300 credit since I can recall. The AF used to be $395 (until the CSR came out and they upgraded the Ritz card to Visa Infinite). I think even though they have the same AF, the Ritz has an intended customer with higher spending and higher net worth and is geared more towards luxury travel than just travel itself - i.e. The CSR has no bonus for spending 75K a year - the Ritz gives you further elevated status at Ritz Carlton. This implies the expectation of significant annual spend on the card.
That's how I see it.
Chase Slate gives you a free Experian FICO score... no other card does. Not every card has every feature regardless of class or cost etc.Actually I agree on most other than one can get Gold for having Amex Platinum also the Ritz was the first infinite, it didn't come after the CSR as an infinite but a decent time before the CSR was released. The only other infinite card prior to the Rtz at the time was crystal bank I believe that is basically meant for wealth management. You are right they are targeted to different income demographics imo hence the JPM vs. chase servicing them along with 75k platinum benefits, etc...
Yes but the Amex Platinum can't do this:
@Anonymous wrote:
Thanks for the information and I guess I just didn't see the Travel Credit perk before. I agree they do have different demographics in mind.
But the question still remains will the CSR being an Infinite Card soon add this benefit? It's my understand that it's issued as a Visa Infinite perk and not by the issuing bank so I see no reason it shouldn't be added. Any thoughts?
Chase is not likely to add this benefit to the CSR. The card provides quite a few benefits now that costs them a lot and if they had plans to include it they would have done so when the card was introduced. I have yet to use the beneift on my Ritz because there are so many other better options for booking fligths and I rarely, if ever, travel in economy any longer.