CU CLI? Anyone?

[Anonymous]

Yep, but it was a CU CLI none the less. 

[creditwherecreditisdue]

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@Anonymous wrote:

Yep, but it was a CU CLI none the less. 

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Perhaps you missed the irony.

[ocheosa]

illtakecreditforthat/All,

Agreed.

Unfortunately Alliant did not feel the same. They seem a bit more conservative on CLI's (at least they were in my case). In all fairness I had just initiated a substantial BT that had not posted before statement cut so it looked as if I had large balances on 2 cards instead of 1. I explained, but the loan officer I get is a bit rigid (no soup for you!). I am patient, and will try again in 6-12 mos (card will be 1.5-2yrs old). My alliant cc is a very small CL compared to others. Because of the toy limit, I dont use it. We'll see what happens in the future.

Whoo Hooo...Power to the Consumer!!

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@Anonymous wrote:

ocheosa & creditwherecreditisdue,

Excellent!

The more information being discussed about CUs supports the proposition that in this environment they represent a stable and progressive alternative to major banks.  At a minimum, CU credit cards should be an integral part of your credit mix.

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[Anonymous]

ocheosa,

Thanks for the info.  Alliant is my oldest CU, but I may wait for CLI.  Did they do a hard pull?  I haven't heard of anyone get an Alliant CLI

[ocheosa]

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@Anonymous wrote:

ocheosa,

Thanks for the info.  Alliant is my oldest CU, but I may wait for CLI.  Did they do a hard pull?  I haven't heard of anyone get an Alliant CLI

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Hi,

Yes, it was a hard (EQ). I think I remember someone else mentioning problems with Alliant CLI's. But as it seems to be a decision made by the LO, YMMV. Unfortunately, I had the same person both when opening the account and for the CLI.