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Yep, but it was a CU CLI none the less.
@Anonymous wrote:Yep, but it was a CU CLI none the less.
Perhaps you missed the irony.
illtakecreditforthat/All,
Agreed.
Unfortunately Alliant did not feel the same. They seem a bit more conservative on CLI's (at least they were in my case). In all fairness I had just initiated a substantial BT that had not posted before statement cut so it looked as if I had large balances on 2 cards instead of 1. I explained, but the loan officer I get is a bit rigid (no soup for you!). I am patient, and will try again in 6-12 mos (card will be 1.5-2yrs old). My alliant cc is a very small CL compared to others. Because of the toy limit, I dont use it. We'll see what happens in the future.
Whoo Hooo...Power to the Consumer!!
@Anonymous wrote:
ocheosa & creditwherecreditisdue,
Excellent!
The more information being discussed about CUs supports the proposition that in this environment they represent a stable and progressive alternative to major banks. At a minimum, CU credit cards should be an integral part of your credit mix.
ocheosa,
Thanks for the info. Alliant is my oldest CU, but I may wait for CLI. Did they do a hard pull? I haven't heard of anyone get an Alliant CLI
@Anonymous wrote:ocheosa,
Thanks for the info. Alliant is my oldest CU, but I may wait for CLI. Did they do a hard pull? I haven't heard of anyone get an Alliant CLI
Hi,
Yes, it was a hard (EQ). I think I remember someone else mentioning problems with Alliant CLI's. But as it seems to be a decision made by the LO, YMMV. Unfortunately, I had the same person both when opening the account and for the CLI.