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Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: CU CLI? Anyone?

Yep, but it was a CU CLI none the less.  :smileyhappy:

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: CU CLI? Anyone?


txjohn wrote:

Yep, but it was a CU CLI none the less.  :smileyhappy:


Perhaps you missed the irony.

Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: CU CLI? Anyone?

illtakecreditforthat/All,

 

Agreed.

 

Unfortunately Alliant did not feel the same. They seem a bit more conservative on CLI's (at least they were in my case). In all fairness I had just initiated a substantial BT that had not posted before statement cut so it looked as if I had large balances on 2 cards instead of 1. I explained, but the loan officer I get is a bit rigid (no soup for you!). I am patient, and will try again in 6-12 mos (card will be 1.5-2yrs old). My alliant cc is a very small CL compared to others. Because of the toy limit, I dont use it. We'll see what happens in the future.

 

Whoo Hooo...Power to the Consumer!!

 


illtakecreditforthat wrote:

ocheosa & creditwherecreditisdue,

 

Excellent!

 

The more information being discussed about CUs supports the proposition that in this environment they represent a stable and progressive alternative to major banks.  At a minimum, CU credit cards should be an integral part of your credit mix.


01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
0

Re: CU CLI? Anyone?

ocheosa,

 

Thanks for the info.  Alliant is my oldest CU, but I may wait for CLI.  Did they do a hard pull?  I haven't heard of anyone get an Alliant CLI

I want PATIENCE...and I want it NOW
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: CU CLI? Anyone?


illtakecreditforthat wrote:

ocheosa,

 

Thanks for the info.  Alliant is my oldest CU, but I may wait for CLI.  Did they do a hard pull?  I haven't heard of anyone get an Alliant CLI


Hi,

 

Yes, it was a hard (EQ). I think I remember someone else mentioning problems with Alliant CLI's. But as it seems to be a decision made by the LO, YMMV. Unfortunately, I had the same person both when opening the account and for the CLI.

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.

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