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Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
0

CU CLI? Anyone?

Thanks to the great reviews and recommendations on this forum, I have become a CU convert (3 CCs).  I was wondering if anyone has received any CLIs from their CU accounts.  If so, would you please share the following:

 

1.  Length of time before CLI?

2.  Automatic/Request?

3.  Hard/Soft Inq.?

4.  Initial CL/Amount of CLI?

5.  Name of CU?

 

Thanks.

I want PATIENCE...and I want it NOW
Frequent Contributor
ocheosa
Posts: 372
Registered: ‎06-15-2007
0

Re: CU CLI? Anyone?

1.  Length of time before CLI? 6.5 months

2.  Automatic/Request? request

3.  Hard/Soft Inq.? hard

4.  Initial CL/Amount of CLI? $10k / +15k

5.  Name of CU? JFCU

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: CU CLI? Anyone?

1.  Length of time before CLI?  About 14 months.

2.  Automatic/Request?  Auto

3.  Hard/Soft Inq.?  Soft

4.  Initial CL/Amount of CLI?   $10K/$8.2K - Accepted as a separate CC, had option of CLI.

5.  Name of CU?  PenFed

 

Frequent Contributor
illtakecreditforthat
Posts: 320
Registered: ‎05-03-2009
0

Re: CU CLI? Anyone?

ocheosa & creditwherecreditisdue,

 

Excellent!

 

The more information being discussed about CUs supports the proposition that in this environment they represent a stable and progressive alternative to major banks.  At a minimum, CU credit cards should be an integral part of your credit mix.

I want PATIENCE...and I want it NOW
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
0

Re: CU CLI? Anyone?

I agree! Lets put our money in places that care about us, the consumers. Power to the CONSUMERS!!!!!!!!
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: CU CLI? Anyone?

That's right! Power to the consume' !

Frequent Contributor
Peach8321
Posts: 274
Registered: ‎12-31-2008
0

Re: CU CLI? Anyone?

1.  Length of time before CLI?  I think about a year

2.  Automatic/Request? Request, although they have automatic

3.  Hard/Soft Inq.? soft, I made sure to ask first!

4.  Initial CL/Amount of CLI? $4,500 or thereabouts - first increase to $6,000, second to $12,000

5.  Name of CU? USAA

 

this was with their world mastercard

Current Scores: EQ: 740 (2/7/13)


Starting Score: 799
Current Score: 762
Goal Score: 800

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Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
0

Re: CU CLI? Anyone?

I don't know his specifics, but wmarat reported recently getting a $30,000 CLI - going from $20k to $50k on his PenFed.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Established Contributor
Posts: 742
Registered: ‎12-19-2008
0

Re: CU CLI? Anyone?


fused wrote:
I agree! Lets put our money in places that care about us, the consumers. Power to the CONSUMERS!!!!!!!!

I could not agree more or said it any better!

Senior Contributor
creditwherecreditisdue
Posts: 4,923
Registered: ‎04-19-2009
0

Re: CU CLI? Anyone?


txjohn wrote:

I don't know his specifics, but wmarat reported recently getting a $30,000 CLI - going from $20k to $50k on his PenFed.


I think it was one of those rotten pre-app offers.


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