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CU CLI? Anyone?

Frequent Contributor

CU CLI? Anyone?

Thanks to the great reviews and recommendations on this forum, I have become a CU convert (3 CCs).  I was wondering if anyone has received any CLIs from their CU accounts.  If so, would you please share the following:

 

1.  Length of time before CLI?

2.  Automatic/Request?

3.  Hard/Soft Inq.?

4.  Initial CL/Amount of CLI?

5.  Name of CU?

 

Thanks.

I want PATIENCE...and I want it NOW
Message 1 of 15
14 REPLIES
Frequent Contributor

Re: CU CLI? Anyone?

1.  Length of time before CLI? 6.5 months

2.  Automatic/Request? request

3.  Hard/Soft Inq.? hard

4.  Initial CL/Amount of CLI? $10k / +15k

5.  Name of CU? JFCU

01/04/10 TU 778 EQ 731
08/05/09 TU 762 EQ 722
02/12/09 TU 722 EQ 704 EX 690
EQ sensitive to inqs & student loan.
Message 2 of 15
Senior Contributor

Re: CU CLI? Anyone?

1.  Length of time before CLI?  About 14 months.

2.  Automatic/Request?  Auto

3.  Hard/Soft Inq.?  Soft

4.  Initial CL/Amount of CLI?   $10K/$8.2K - Accepted as a separate CC, had option of CLI.

5.  Name of CU?  PenFed

 

Message 3 of 15
Frequent Contributor

Re: CU CLI? Anyone?

ocheosa & creditwherecreditisdue,

 

Excellent!

 

The more information being discussed about CUs supports the proposition that in this environment they represent a stable and progressive alternative to major banks.  At a minimum, CU credit cards should be an integral part of your credit mix.

I want PATIENCE...and I want it NOW
Message 4 of 15
Moderator Emeritus

Re: CU CLI? Anyone?

I agree! Lets put our money in places that care about us, the consumers. Power to the CONSUMERS!!!!!!!!
Message 5 of 15
Senior Contributor

Re: CU CLI? Anyone?

That's right! Power to the consume' !

Message 6 of 15
Frequent Contributor

Re: CU CLI? Anyone?

1.  Length of time before CLI?  I think about a year

2.  Automatic/Request? Request, although they have automatic

3.  Hard/Soft Inq.? soft, I made sure to ask first!

4.  Initial CL/Amount of CLI? $4,500 or thereabouts - first increase to $6,000, second to $12,000

5.  Name of CU? USAA

 

this was with their world mastercard

Current Scores: EQ: 740 (2/7/13)


Starting Score: 799
Current Score: 762
Goal Score: 800

Take the FICO Fitness Challenge
Message 7 of 15
Senior Contributor

Re: CU CLI? Anyone?

I don't know his specifics, but wmarat reported recently getting a $30,000 CLI - going from $20k to $50k on his PenFed.

 

 

Credit Scoring 101 - Tuscani   *  Guide to Common Abbreviations
Frequently Requested Threads * FICO High Achievers  *  FICO Score Estimator


09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
Message 8 of 15
Established Contributor

Re: CU CLI? Anyone?


fused wrote:
I agree! Lets put our money in places that care about us, the consumers. Power to the CONSUMERS!!!!!!!!

I could not agree more or said it any better!

Message 9 of 15
Senior Contributor

Re: CU CLI? Anyone?


txjohn wrote:

I don't know his specifics, but wmarat reported recently getting a $30,000 CLI - going from $20k to $50k on his PenFed.


I think it was one of those rotten pre-app offers.

Message 10 of 15