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why do some people have credit union credit cards and are they good? not apping just wondering
Well not completely sure what it is your asking as to why? Credit Union Credit cards are no diffrent than any other card as far as a credit card goes but they are and do intent to be a lot easier to get once your a Credit Union member and they are usually very gracious. I might have stretched the easier to get a card part but once your a member of a Credit Union it's usually easier than with a regual Bank mybe that was a better way of explaining it!
@Anonymous wrote:Well not completely sure what it is your asking as to why? Credit Union Credit cards are no diffrent than any other card as far as a credit card goes but they are and do intent to be a lot easier to get once your a Credit Union member and they are usually very gracious. I might have stretched the easier to get a card part but once your a member of a Credit Union it's usually easier than with a regual Bank mybe that was a better way of explaining it!
ok i see.. so its no diffrent then chase or BoA
OK i see now.
wow this is great...like i said not apping now but maybe in 12 months so i can get my other cards higher.
I always thought credit unions were for the new comers getting credit. Great forum. What else is great about CU'S?
Credit unions are non profit so it's assumed their loan products will be a lower rate and their deposit rates are higher. This isn't always the case. Also, joining a CU you're actually owning a share of the company.
Like others have said, good starting limits are usually the big thing with CU's. I'm hoping to attain this next year with PSECU.