04-13-2009 04:29 AM
04-13-2009 02:21 PM
My SO just apped for this card and was approved for $1000 CL. The only other card he has is the 99/500 BOA secured. He included me in household income on the app, so it was in the 6 figures. Another poster and I compared credit reports and starting CL after applying for this card at the same time, and I would guess that his started at $500 because of the lower income reported. Other than that, the reports seemed fairly similar as far as derogs, collections, etc.
04-13-2009 06:55 PM
04-13-2009 07:04 PM
what number do you call for status of application?
I called 1-800-850-8402 it's the number directly from the Cabelas Visa application website. I called the next day and was told about the rewards and was given my CL.
04-17-2009 10:58 PM
I just wanted to update in regards to the Cabela's Visa. I just got off the phone a bit ago with CSR as my bill just showed up with a $32 dollar charge that was due on 4/22. I havn't even recieved the card in the mail yet! The CSR said it was a $5.95 charge to pay by phone. I tried to tell him I couldn't mail the payment in time and I don't have the card to set up online payments. He said he could not give me the account number over the phone and that I should mail the payment to them that day. I politely disagreed and asked for his supervisor.
Long story short, supervisor waived the fee and took payment over the phone. That's less than two weeks from time of purchase until time payment was due! The supervisor was apalogetic and everything worked out fine but still not off to a good start for me
eta: The supervisior I spoke with said to call back in 3 months for a review and possibly a CLI. I know others have stated 4 or 5 months and even 12, so that is what I was told.
04-19-2009 01:52 PM
We just recieved a bill (for $0) before we even recieved the card. Got the card the next day, but I was shocked! Then imagine my surprised when two days later we recieved another card - exact same as the first down to the security code on the back. Hopefully this will not be what the rest of the experience will be like, but I'm glad to hear we might be able to get a CLI in a few months!
04-23-2009 01:12 PM
Got approved online for $1k a year and half ago - way lower than any other TL. Waited a year, pulled the trigger for a CLI (HARD pull on EQ, but I knew that) - went to $7k instantly. Still on the low side, but perfectly acceptable.
If they like you, it will grow with you, but you may have to help it along, and take an inq along the way.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.