Reply
Contributor
TLM
Posts: 87
Registered: ‎04-04-2008

Cabela's Visa 7-10 Day?

I just applied for the Cabela's Visa and received the 7-10 day response.  Is this common with this card or is it probably a denial?
Regular Contributor
spiritcraft1
Posts: 163
Registered: ‎08-15-2008

Re: Cabela's Visa 7-10 Day?

I had that message and was approved...  I called after a day or so...
11/6/09 TU 724 / EX 739 (FICO from CU) / EQ 701
Contributor
brisdad
Posts: 83
Registered: ‎07-27-2008

Re: Cabela's Visa 7-10 Day?

I got the same msg, called and was told it was approved (and reporting on my credit reports) and already in the mail . There have been a lot of people who, upon activation, discovered their credit limit was chopped in half from what it was originally approved for, based simply on the current state of the economy.
MyFico TU:733 EQ:739 EX:727 11/10/08
Frequent Contributor
first48
Posts: 309
Registered: ‎07-30-2008

Re: Cabela's Visa 7-10 Day?

I got the same message and was also approved.
2/01/09 TU 678 EQ 690 EX 655
Contributor
TLM
Posts: 87
Registered: ‎04-04-2008

Re: Cabela's Visa 7-10 Day?

Thanks to all of you!  I just called and was told I was approved for $7000 CL.  I almost dropped the phone!  I was shocked.  It is through WAMU though and I already have another account with them that has a perfect history.  I sure hope they don't cut my limit in half when I activate the card.

 

Contributor
brisdad
Posts: 83
Registered: ‎07-27-2008

Re: Cabela's Visa 7-10 Day?

Congratulations! That's a great starting limit for Cabela's. Just think about how many bottles of jerky marmalade you can get now! If they're still doing it, you get a free gift for signing up. It used to be a multi-purpose folding knife.
MyFico TU:733 EQ:739 EX:727 11/10/08
Regular Contributor
spiritcraft1
Posts: 163
Registered: ‎08-15-2008

Re: Cabela's Visa 7-10 Day?

It is not through WAMU that I know of...  It is Worlds Foremost Bank as far as my cards is concerned...
11/6/09 TU 724 / EX 739 (FICO from CU) / EQ 701
Contributor
TLM
Posts: 87
Registered: ‎04-04-2008

Re: Cabela's Visa 7-10 Day?

Mine is through WAMU.  Apparently, they also handle some of their cards.  When I called, they told me my application had been transferred to WAMU and gave me their number.  It's supposed to still be a Cabela's card though.

 

Regular Contributor
spiritcraft1
Posts: 163
Registered: ‎08-15-2008

Re: Cabela's Visa 7-10 Day?

That new to me...  I wonder if this is new or if they have been a lomg time issuer as well?
11/6/09 TU 724 / EX 739 (FICO from CU) / EQ 701
Contributor
TLM
Posts: 87
Registered: ‎04-04-2008

Re: Cabela's Visa 7-10 Day?

[ Edited ]
I didn't know it either, but it does say on the application info that some cards may be issued by WAMU.  I have been very happy with my other account, but since they are now Chase it makes me very nervous.  My DH and I have a BK7 from 2006 that Chase was included in.  I'm actually surprised that we even got approved from WAMU this time because of this.  I was told by a CSR that they are still operating as WAMU for now.
Message Edited by TLM on 10-22-2008 09:29 AM

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+