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EQ: 648
BK 4/04
3 collections (3 to 4 years ago)
3 judgement (4 to 5 years ago)
13 inqu.'s on EQ
I'm sure the baddies have everything to do with my credit limit. I'm just waiting for the day that someone will give me a grown-up limit. I will have a hard time really using this card with such a low limit. Oh well, think positive!
Wow, the new Cabela's card is already reporting on Experian as World's Foremost Bank NA. We haven't even received the card yet but now I finally know the limit is $1000. Wish they'd give a CLI in less than a year, but I think this is a pretty good place to start considering the only other card SO has is the 500 BOA secured.
Here's his EQ details at time of app for others interested in this card...
Score: 665
4 Negative Accts: BOA charge off 10/07, 3 Dept of Ed (all the same student loan) delinq 01/04
1 Collection: Medical 04/2004
The BOA secured card he has now has been paid on time since opening it 12/08 as has his UACC car loan from 03/07. No inquiries at time of app.