Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 51
Registered: ‎05-21-2012
0

Can BoA 123 card be upgraded to anything better?

[ Edited ]

Title says it all. I have AMEX BCP now and so my BoA 123 cash rewards card is useless. Anything I can upgrade it to without a credit pull, like a global 1.5 or 2% cashback card?

AMEX BCP : $30K | Chase Hyatt: $20K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K
NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K

Age: 26 | Occupation: Grad Student | CreditKarma: 795TU/812EQ |
Regular Contributor
Posts: 127
Registered: ‎08-13-2012
0

Re: Can BoA 123 card be upgraded to anything better?

Upgrade it to the Travel rewards, you get 1.5 point on everything, Has an EMV chip no Annual fee or FTF, really good card for international travel and for purchases where you usually get 1% with the other cards...

BOA Cash Rewards Visa Sig. 12K; BOA Travel Rewards Visa Sig 5K, US Bank Cash+ 11.5K, AMEX BCE 6200, AMEX BLUE Sky 7K, Chase Freedom Visa Sig. 5400, Fort Knox FCU Visa Platinum 2500; CAP ONE Cash Rewards WORLD MC 5K

Starting Score: 580
Current Score: 747
Goal Score: 800+


Take the FICO Fitness Challenge
Highlighted
New Contributor
Posts: 51
Registered: ‎05-21-2012
0

Re: Can BoA 123 card be upgraded to anything better?

[ Edited ]

 

Thank you. I called today and upgraded.

AMEX BCP : $30K | Chase Hyatt: $20K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K
NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K

Age: 26 | Occupation: Grad Student | CreditKarma: 795TU/812EQ |
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.