Can CC credit limit effect auto loan?

[Kratos-TM]

The reason I asked is because I remember years ago when I tried to buy a truck, the finance manger told me that I was denied because I don't have enough credit limit.....because my CC only had a 500 limit.....

In hindsight from what I've learned over the years, I think I was denied because I never had an auto loan before.

[takeshi74]

Absolutely.  If a card issuer is only willing to extend a $500 limit that doesn't look favorable.  If you have high utilization because your limits are low that isn't favorable either.

[djc1puno]

Imho if it gets equated to your fico score it would affect any loan or credit you're trying to obtain

[Peter1142]

Auto lenders typically go with straight (auto-enhanced) FICO scores. These will look at your utilization but not your actual limits.

Auto loans are the easiest credit to get. I got one at a semi-reasonable rate with a 625.

[roastbeans]

 I dont believe your CC limit has anything to do with the auto loan.I bought a car last year and I only had Capital One with 500 limit on it at the time.He never asked me about my CC nor did he care.