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Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
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Can Clear be PC'd to some better product?

[ Edited ]

I influenced my dad to get this and it appears to him that it....just sux. Now that the card has already been mailed, is there a way to PC it instead of activating it? Is there any Amex revolver that offers better rewards than clear?

 

EDIT: Every reply in this thread will be considered an act of charity, LOL

Epic Contributor
Creditaddict
Posts: 20,135
Registered: ‎10-23-2007
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Re: Can Clear be PC'd to some better product?

I think Amex is now saying you have to have the account for 12 months before they PC, but it never hurts to call and ask, if it's available it will generate a list for the rep of what cards they can offer you.

The Clear isn't awful, it's a straight 1to1 reward and when you hit 2500 they send you a check or something like that... but if you were going to put considerable money through the account, blue or costco would be better

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: Can Clear be PC'd to some better product?

[ Edited ]

 


Creditaddict wrote:

I think Amex is now saying you have to have the account for 12 months before they PC, but it never hurts to call and ask, if it's available it will generate a list for the rep of what cards they can offer you.

The Clear isn't awful, it's a straight 1to1 reward and when you hit 2500 they send you a check or something like that... but if you were going to put considerable money through the account, blue or costco would be better


This is it folks..I probably need to say my butt goodbye :smileysad:

 

 

My dad spends around $5k on personal effects. I tried to lure him towards the platinum, but hes of the view that "anything thats too complicated to understand is a scam" (LOL). He doesnt shop at Costco, and also doesnt like to put his personal charges on his business card.

 

As soon as my dad reviewed the rewards on Clear, he said that there was something fishy about it beacuse of the fact that they send out "Debit card" instead of statement credit or a check even.

 

I just seriously hope that Amex PC's his Clear to Blue or else something bad is going to happen to me, LOL

Epic Contributor
Creditaddict
Posts: 20,135
Registered: ‎10-23-2007
0

Re: Can Clear be PC'd to some better product?


ifinet wrote:

 


Creditaddict wrote:

I think Amex is now saying you have to have the account for 12 months before they PC, but it never hurts to call and ask, if it's available it will generate a list for the rep of what cards they can offer you.

The Clear isn't awful, it's a straight 1to1 reward and when you hit 2500 they send you a check or something like that... but if you were going to put considerable money through the account, blue or costco would be better


This is it folks..I probably need to say my butt goodbye :smileysad:

 

 

My dad spends around $5k on personal effects. I tried to lure him towards the platinum, but hes of the view that "anything thats too complicated to understand is a scam" (LOL). He doesnt shop at Costco, and also doesnt like to put his personal charges on his business card.

 

As soon as my dad reviewed the rewards on Clear, he said that there was something fishy about it beacuse of the fact that they send out "Debit card" instead of statement credit or a check even.

 

I just seriously hope that Amex PC's his Clear to Blue or else something bad is going to happen to me, LOL


Someone spending 5k a month should be using Blue!

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: Can Clear be PC'd to some better product?

 


Creditaddict wrote:

ifinet wrote:

 


Creditaddict wrote:

I think Amex is now saying you have to have the account for 12 months before they PC, but it never hurts to call and ask, if it's available it will generate a list for the rep of what cards they can offer you.

The Clear isn't awful, it's a straight 1to1 reward and when you hit 2500 they send you a check or something like that... but if you were going to put considerable money through the account, blue or costco would be better


This is it folks..I probably need to say my butt goodbye :smileysad:

 

 

My dad spends around $5k on personal effects. I tried to lure him towards the platinum, but hes of the view that "anything thats too complicated to understand is a scam" (LOL). He doesnt shop at Costco, and also doesnt like to put his personal charges on his business card.

 

As soon as my dad reviewed the rewards on Clear, he said that there was something fishy about it beacuse of the fact that they send out "Debit card" instead of statement credit or a check even.

 

I just seriously hope that Amex PC's his Clear to Blue or else something bad is going to happen to me, LOL


Someone spending 5k a month should be using Blue!


Thats what he said. He said he had over 30 years of US credit card system etc, ontheotherhand, I (being my second year overall in US) thought that I had better understanding of credit cards and stuff, screwed-up real bad. I dont know what was going through my mind..

 

Senior Contributor
score_building
Posts: 3,532
Registered: ‎01-10-2008
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Re: Can Clear be PC'd to some better product?

[ Edited ]

Nothing fishy about it at all, it is what it is 1 to1 rewards as PP.

If another card suits him better, try for PC when eligible, in the meantime no harm, no foul.

I kinda don't get why try to convince someone to get a card if not knowledgeable about it. 

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: Can Clear be PC'd to some better product?

 


score_building wrote:

Nothing fishy about it at all, it is what it is 1 to1 rewards as PP.

If another card suits him better, try for PC when eligible, in the meantime no harm, no foul.

I kinda don't get why try to convince someone to get a card if not knowledgeable about it. 

 


 

Well, I kinda saw everybody talking about it (no?) and that it was hard to get, so I thought that it might be a better product or something.

 

[my hands are trembling as I write, LOL]

Epic Contributor
Creditaddict
Posts: 20,135
Registered: ‎10-23-2007
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Re: Can Clear be PC'd to some better product?

It's a good card and he will see rewards quickly, but he would probably be closer to 2% rewards on blue with 5k monthly spending.  But it's not like he is most likely getting better than 1to1 on another card besides amex, so he my as well use the amex for a year if they don't let him PC, go just go back and apply for blue and move all the CL from clear over to blue... think you can still do this but not 100% sure, they took the option away online.

if he wants cash, Blue Cash is what he should get

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
ifinet
Posts: 552
Registered: ‎03-17-2010
0

Re: Can Clear be PC'd to some better product?

Wow, I just realized that Blue and Blue cash are seperate products, LOL. I suck at this..

Epic Contributor
Creditaddict
Posts: 20,135
Registered: ‎10-23-2007
0

Re: Can Clear be PC'd to some better product?


ifinet wrote:

Wow, I just realized that Blue and Blue cash are seperate products, LOL. I suck at this..


Got to learn somehow! I did it by a lot of trial and mostly Error in the past!

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:

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