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Frequent Contributor
Scuba
Posts: 455
Registered: ‎06-08-2008
0

Can I Request CLI from US Bank @ Activation?

Hi

 

I did a recon on my US Bank cc denial I received last month thru their backdoor and was approved for a Cash Regards card which I could not be happier:smileyvery-happy: to be back in their good graces. 

 

The CL is pretty low as all recent cards are in the same range, no one wants to be first for a meaningful CL.  I can wait to earn a larger CL over time but if someone in the Forum thinks I can get a CLI at activation, I would try.

 

Has anyone had success from US Bank to get a CLI at card activation?  I will activate tomorrow (a weekday)  because I do not think I can get a CLI on the weekend.

 

Thanks

Regular Contributor
JaseT
Posts: 183
Registered: ‎05-06-2010
0

Re: Can I Request CLI from US Bank @ Activation?

[ Edited ]

It can't hurt to ask (unless they pull another hard) but I'm not sure how likely it is as you had to recon to get approved in the first place. I think that instant approvals would have a higher success in obtaining a CLI @ activation.

 

You might want to consider a CU credit card to break out of those low limits.


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Senior Contributor
score_building
Posts: 3,577
Registered: ‎01-10-2008
0

Re: Can I Request CLI from US Bank @ Activation?

[ Edited ]

+1

 

IME USB generally requires at least 6 mos.

 

There is a risk of an additional pull >> denial, if requested prior to 6 mos. anniversary.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
vish1
Posts: 1,129
Registered: ‎01-20-2011
0

Re: Can I Request CLI from US Bank @ Activation?

 


Scuba wrote:

Hi

 

I did a recon on my US Bank cc denial I received last month thru their backdoor and was approved for a Cash Regards card which I could not be happier:smileyvery-happy: to be back in their good graces. 

 

The CL is pretty low as all recent cards are in the same range, no one wants to be first for a meaningful CL.  I can wait to earn a larger CL over time but if someone in the Forum thinks I can get a CLI at activation, I would try.

 

Has anyone had success from US Bank to get a CLI at card activation?  I will activate tomorrow (a weekday)  because I do not think I can get a CLI on the weekend.

 

Thanks


 

USB has been known to be generous with its CLs (may be only with pre approvals). I got 8k on accepting their pre approval (my highest CL at that time was 2250.

 

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