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Can I apply for the same card twice?

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Gh0st
Contributor

Can I apply for the same card twice?

I got approved for a BOA cash back card that gave me $200 if I spent $500. I applied around the first week of July. Today I got mail for the same card, with the same bonus offer. I can spare the credit hit but I was wondering if it was possible to have two of the cards or would I automatically get rejected?

.Believe.
Message 1 of 10
9 REPLIES 9
Steelersboy
Frequent Contributor

Re: Can I apply for the same card twice?

yes you can. I did this with CapOne.


If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited|Amex BCE|Wells Fargo Cash Wise|Barclays Cashforward
$89,500 total card credit FICO Equifax-823, FICO Transunion-774, FICO Experian-769, DTI-20.4%
Message 2 of 10
Gh0st
Contributor

Re: Can I apply for the same card twice?

I hope thats the case. I'll give it a try once I get the $200 in a week.

 

I actually recieve another inviation today.   I have two now for the same $200 offer.

.Believe.
Message 3 of 10
mikey78
Frequent Contributor

Re: Can I apply for the same card twice?

are you trying to get the reward again for spending 500?
and then Combining the CL to one? ;0


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 4 of 10
maiden_girl
Valued Contributor

Re: Can I apply for the same card twice?

Most companies don't offer sign up bonuses to preexisting customers. I'd be surprised if they approve you for the exact same card and a bonus/...

As of 2017, rebuilding...
Message 5 of 10
Mopar_Jones
Contributor

Re: Can I apply for the same card twice?

I don't know about now.. but I know I did that with a BoA credit card back around 2007 I believe.. and yes, I got the bonus and had the same card twice.. but if you have a low limit on the first card, don't bother applying for the second.. you probably won't be approved..

Message 6 of 10
Gh0st
Contributor

Re: Can I apply for the same card twice?

Orginal card is 5k limit. I wouldnt really care to combine the limits but thats possible bonus. Just would like the $200 since I just need to spend $500.

.Believe.
Message 7 of 10
Luscher
Valued Contributor

Re: Can I apply for the same card twice?

why would you want to? I understand the sign up bonus. but theres other cards with equal to or greater bonus's and you get a whole new card/relationship
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 8 of 10
Gh0st
Contributor

Re: Can I apply for the same card twice?

Maybe I haven't looked hard enough but I would think $200 bonus for spending $500 is pretty hard to beat.

.Believe.
Message 9 of 10
enharu
Super Contributor

Re: Can I apply for the same card twice?


@Gh0st wrote:

Maybe I haven't looked hard enough but I would think $200 bonus for spending $500 is pretty hard to beat.


Not too sure about BofA, but Citi allows individuals to have up to 2 of the same exact type of card and will still issue the sign-up bonus.

Chase and Amex will not issue sign-up bonuses if you had that card, closed or open, for the past 12-24months, depending on the offer itself.

 

So this policy really depends on the bank. Your best bet is to call and ask.

 

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Message 10 of 10
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