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Contributor
Posts: 82
Registered: ‎02-20-2010
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Can I apply for the same card twice?

I got approved for a BOA cash back card that gave me $200 if I spent $500. I applied around the first week of July. Today I got mail for the same card, with the same bonus offer. I can spare the credit hit but I was wondering if it was possible to have two of the cards or would I automatically get rejected?

.Believe.
Frequent Contributor
Posts: 479
Registered: ‎06-25-2013
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Re: Can I apply for the same card twice?

yes you can. I did this with CapOne.


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Contributor
Posts: 82
Registered: ‎02-20-2010
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Re: Can I apply for the same card twice?

I hope thats the case. I'll give it a try once I get the $200 in a week.

 

I actually recieve another inviation today.   I have two now for the same $200 offer.

.Believe.
Regular Contributor
Posts: 737
Registered: ‎07-22-2013
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Re: Can I apply for the same card twice?

are you trying to get the reward again for spending 500?
and then Combining the CL to one? ;0


Current score TU 708, EX 686 EQ 715
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Valued Contributor
Posts: 2,118
Registered: ‎12-29-2011
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Re: Can I apply for the same card twice?

Most companies don't offer sign up bonuses to preexisting customers. I'd be surprised if they approve you for the exact same card and a bonus/...

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Contributor
Posts: 205
Registered: ‎06-10-2013
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Re: Can I apply for the same card twice?

I don't know about now.. but I know I did that with a BoA credit card back around 2007 I believe.. and yes, I got the bonus and had the same card twice.. but if you have a low limit on the first card, don't bother applying for the second.. you probably won't be approved..

Contributor
Posts: 82
Registered: ‎02-20-2010
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Re: Can I apply for the same card twice?

Orginal card is 5k limit. I wouldnt really care to combine the limits but thats possible bonus. Just would like the $200 since I just need to spend $500.

.Believe.
Valued Contributor
Posts: 1,711
Registered: ‎03-24-2013
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Re: Can I apply for the same card twice?

why would you want to? I understand the sign up bonus. but theres other cards with equal to or greater bonus's and you get a whole new card/relationship
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Contributor
Posts: 82
Registered: ‎02-20-2010
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Re: Can I apply for the same card twice?

Maybe I haven't looked hard enough but I would think $200 bonus for spending $500 is pretty hard to beat.

.Believe.
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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
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Re: Can I apply for the same card twice?


Gh0st wrote:

Maybe I haven't looked hard enough but I would think $200 bonus for spending $500 is pretty hard to beat.


Not too sure about BofA, but Citi allows individuals to have up to 2 of the same exact type of card and will still issue the sign-up bonus.

Chase and Amex will not issue sign-up bonuses if you had that card, closed or open, for the past 12-24months, depending on the offer itself.

 

So this policy really depends on the bank. Your best bet is to call and ask.

 

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