App Mapping: The process of avoiding inquiries from the same CRA while applying for new credit. "Planning your route by mapping yourself around the same CRA in which you just received a HP for" This may be accomplished by doing your homework to find out the most likely CRA that will pull paticualar CC applications. Techincally a mini app spree could be accomplished simply by apping for three different cards that are all pulling one of the three CRA's. This may decrease the chances of a denial because of the number of inquiries on ones report. App Mapping
Please don't crucify me over my definition... I understand that I could be slaughtered with the wrong verbiage and simply put a horrible attempt at defining the term. Just thought it was a clever new term for an age old practice.
If there is a board or committe that I can put this before then I would like to submit an entry 
lol. Has a ring to it
TilltedBrim wrote:App Mapping: The process of avoiding inquiries from the same CRA while applying for new credit. "Planning your route by mapping yourself around the same CRA in which you just received a HP for" This may be accomplished by doing your homework to find out the most likely CRA that will pull paticualar CC applications. Techincally a mini app spree could be accomplished simply by apping for three different cards that are all pulling one of the three CRA's. This may decrease the chances of a denial because of the number of inquiries on ones report. App Mapping
Please don't crucify me over my definition... I understand that I could be slaughtered with the wrong verbiage and simply put a horrible attempt at defining the term. Just thought it was a clever new term for an age old practice.
If there is a board or committe that I can put this before then I would like to submit an entry
I think it is not intuitive and confusing.
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
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