07-26-2008 11:58 AM - edited 07-26-2008 12:01 PM
07-26-2008 02:10 PM
siangirl34 wrote:Here is my situation, I have two crappy capitolone cards with CL of $750 and $500 (both about a year old, only been a US resident for 18 months). I just paid off all my maxed out cards bringing my balances on everything to zero. My current equifax socre is 600 and according to fico simulator will jump to 700-740, once everything is reported.Can I call Capitolone and ask them to combine and then convert my card into something better?Should I take the opportunity of having a much better FICO score to apply for some decent cards(currently have BOA @ 19%, CapOne 19% and 14% and Chase @ $14% & GEMB paypal buyer credit @19%)?I'm new to how credit works in the US (though learned it's not good to apply for a lot) and would appreciate some help.
Message Edited by siangirl34 on 07-26-2008 12:01 PM
07-26-2008 07:11 PM
07-26-2008 07:17 PM
07-27-2008 07:50 PM - edited 07-27-2008 09:48 PM