Can I do this? Citi BT

tdj · ‎08-26-2015

BT deposit to checking account, then pay off other Citi balance with that money.

Would that get me in trouble?

711 TU / 693 EX / 675 EQ // $10,000 Cap1 Venture, $5,200 Barclaycard Rewards, $5,000 Citi Diamond Preferred, $4,900 Amex Costco, $4,500 BBVA NBA, $4,400 Citi TYP, $4,000 Amazon Store, $3,000 Cap1 QS, $3,000 Commerce Bank, $3,000 US Bank Platinum, $3,000 NTB, $2,600 Walmart Store, $2,150 VS Angel, $2,000 Chase Amazon, $1,500 Discover IT, $1,100 Toys R Us, $1,000 Amex Delta SM, $1,000 Cap1 QS1, $700 Target, $700 Brylane Home, $650 Upromise Sallie Mae, $650 J. Jill, $250 American Eagle

jsucool76 · ‎08-26-2015

It's sketchy but people do it pretty often.

Kb109 · ‎08-26-2015

I've done it plenty of times. Never had anything happen. Discover even told me I could without me even asking lol

Filed Ch7: 6/21/17
Discharged: 10/03/17
Current FICO8 Scores as of 2/10/2019: EX 651, TU 678, EQ 679
My Cards: 1FBUSA $2,900 (survived BK7 and is my oldest account!), Fingerhut $1,100, CreditOne $900, Ollo Rewards $2,500, LendUp Arrow card $2,000, CapitalOne Platinum $3,000. GARDENING FOR THE NEXT TWO YEARS!

tdj · ‎08-26-2015

Thanks for the input! Much appreciated.

711 TU / 693 EX / 675 EQ // $10,000 Cap1 Venture, $5,200 Barclaycard Rewards, $5,000 Citi Diamond Preferred, $4,900 Amex Costco, $4,500 BBVA NBA, $4,400 Citi TYP, $4,000 Amazon Store, $3,000 Cap1 QS, $3,000 Commerce Bank, $3,000 US Bank Platinum, $3,000 NTB, $2,600 Walmart Store, $2,150 VS Angel, $2,000 Chase Amazon, $1,500 Discover IT, $1,100 Toys R Us, $1,000 Amex Delta SM, $1,000 Cap1 QS1, $700 Target, $700 Brylane Home, $650 Upromise Sallie Mae, $650 J. Jill, $250 American Eagle