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I guess I did leave out that detail LOL. It was for a Chase Freedom card.
Oh really I may try that out. Thanks for the heads up.
@MovingForward_2012 wrote:
What are the DOFDs on the collections?
DOFDS= First days of delinquency.
Whenever your account late for 30days
@aj1505 wrote:Thanks for all the responses. I kept going over it in my head and my itchy trigger finger wouldn't leave me alone. So since I didn't have a lot of inquiries I took a chance. I applied online and got the further review message. Of course I called the recon line and they answered before it even rang. I told the guy that I applied and wanted him to take a look at my app. He put me on hold then came back and said it was initially decline but he would manually review it. He put me on hold again then came back and asked me about a dispute on my report for the CO account. I let him know I was disputing the late payment they reported even though its a couple year old. He put me on hold a 3rd time. (agaony) He came back and approved me for a $500 CL. Not quite what I was looking for but it will due for now. The funny thing is being an AU on the discover account didn't make much difference. He said they didn't count it in determining my credit limit and it didn't make a difference in the results. Thanks folks for all you helpful responses. I'm sure I will have more questions in the future.
Congrats! I knew Chase would approve you, even if it was recon!
Congrats. Once you get a foot in the door there is much opportunity to grow your limit.