cancel
Showing results for 
Search instead for 
Did you mean: 

Can I get a Chase or Discover card?

tag
firstladyd
Contributor

Re: Can I get a Chase or Discover card?

So who did u get approved with? And congrats!!

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 11 of 18
aj1505
Established Member

Re: Can I get a Chase or Discover card?

I guess I did leave out that detail LOL. It was for a Chase Freedom card.

Starting Score: 550's
Current Score 2/20: EX: 668 MyFico: TU 676 EQ 676
Goal Score: 720s
Message 12 of 18
firstladyd
Contributor

Re: Can I get a Chase or Discover card?

Good for you. Are you going to wait for Discover or are you done? I still think you would be a good candidate and they have the $50 cash back refer a friend. Maybe your au could send you a link and you both get$50 each once you get in.

Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


Take the FICO Fitness Challenge

Message 13 of 18
aj1505
Established Member

Re: Can I get a Chase or Discover card?

Oh really I may try that out. Thanks for the heads up.

Starting Score: 550's
Current Score 2/20: EX: 668 MyFico: TU 676 EQ 676
Goal Score: 720s
Message 14 of 18
LS2982
Mega Contributor

Re: Can I get a Chase or Discover card?

CONGRATS!!!

Go ahead with Discover that way your inq's age together along with accounts



EQ FICO 548 3/3/16
Message 15 of 18
nicholasyud
Valued Contributor

Re: Can I get a Chase or Discover card?


@MovingForward_2012 wrote:
What are the DOFDs on the collections?

DOFDS= First days of delinquency.

Whenever your account late for 30days

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 16 of 18
Bobert22
Contributor

Re: Can I get a Chase or Discover card?


@aj1505 wrote:

Thanks for all the responses. I kept going over it in my head and my itchy trigger finger wouldn't leave me alone. So since I didn't have a lot of inquiries I took a chance. I applied online and got the further review message. Of course I called the recon line and they answered before it even rang. I told the guy that I applied and wanted him to take a look at my app. He put me on hold then came back and said it was initially decline but he would manually review it. He put me on hold again then came back and asked me about a dispute on my report for the CO account. I let him know I was disputing the late payment they reported even though its a couple year old. He put me on hold a 3rd time. (agaony) He came back and approved me for a $500 CL. Not quite what I was looking for but it will due for now. The funny thing is being an AU on the discover account didn't make much difference. He said they didn't count it in determining my credit limit and it didn't make a difference in the results. Thanks folks for all you helpful responses. I'm sure I will have more questions in the future.


Congrats! I knew Chase would approve you, even if it was recon! Smiley Happy

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Message 17 of 18
MountainHiker
Established Contributor

Re: Can I get a Chase or Discover card?

Congrats. Once you get a foot in the door there is much opportunity to grow your limit.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 18 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.