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I already have a Citi Diamond Preferred with a balance transfer from November 2011 that I am using for 21 months now.
My question is can I get another Citi card with a BT or do I have to go with another bank for a second BT ?
I have to wait 6 months or so to get my balance down before I try for another card.
Yes you can. I have had 2 Citi cards with 0% BTs on them open at the same time. Just can't BT from another Citi card though.
@Anonymous wrote:Yes you can. I have had 2 Citi cards with 0% BTs on them open at the same time. Just can't BT from another Citi card though.
You can have BT amount deposited to a bank account (linked to your Citi card) and pay them right back. You can also use deposit a BT check, and pay them back.
Thank you for answering my question.
My debts are holding me back from applying right now. I also have applied for to many cards lately.
Cap one -August 2011
HSBC -August 2011
Citi -Nov 2011
USbank -Nov 2011
Discover-Dec 2011
My limits are 11,250.00 including chase from 2008.
I may be around 65% utilization.
I don't think I have a chance right now. What should I do?