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Hi guys,
My score is 675, and Im looking for some credit card with no interest in 6 months or 12 months. I love Discover More, do you guys think that I can get that one at my score?
Thanks for responds.
@Anonymous wrote:Hi guys,
My score is 675, and Im looking for some credit card with no interest in 6 months or 12 months. I love Discover More, do you guys think that I can get that one at my score?
Thanks for responds.
Very borderline. You would have to put up some more details of your credit picture to get a better opinion. If you are approved by Discover your likely maximum CL would be $2.5K. Could be less. But the card is good.
Let see
My Equifax Fico is 675( just check today)
I have total 5 credit card
Chase-2200CL
Macys-1800CL
Bestbuy-1200CL
CapitalOne-750CL(close on last year, but it's still on the report)
AmericanEagle-150CL(open 3 months ago by mistake)
No collection or public record.
No late payment.
5 times Inquiries from 2008 till now.
So do you think I can get Discover, if not do you know any cards that have no interest in 6 or 12 months?
Thank you.
@Anonymous wrote:Let see
My Equifax Fico is 675( just check today)
I have total 5 credit card
Chase-2200CL
Macys-1800CL
Bestbuy-1200CL
CapitalOne-750CL(close on last year, but it's still on the report)
AmericanEagle-150CL(open 3 months ago by mistake)
No collection or public record.
No late payment.
5 times Inquiries from 2008 till now.
So do you think I can get Discover, if not do you know any cards that have no interest in 6 or 12 months?
Thank you.
You should be ok with Discover. They pulled TU in California, so you may want to check that report. Also US Bank has a 0% for 12 months.
Many thank for your answers. I dont think I will open with Discover right now. My score isnt good enough. I think better wait for awhile. Do you guys know any credit cards with 0% interest in 6 or 12 months on purchase except US bank like illtakecreditforthat say.
My UTIL is 20%
@Anonymous wrote:Many thank for your answers. I dont think I will open with Discover right now. My score isnt good enough. I think better wait for awhile. Do you guys know any credit cards with 0% interest in 6 or 12 months on purchase except US bank like illtakecreditforthat say.
My UTIL is 20%
I would try it. Or call and ask if a 675 with 20% UTIL and no baddies is likely to be approved. I think you have a decent shot and it is a very nice card. I was approved last summer with a less perfect credit profile but 690 score and was approved for a high limit (for Discover). If you app do not expect a high limit as Discover will look to come it at around the level of your other CL's.