Can I get approved for Visa Signature cards?

[Objectivist]

I only make $20,000 a year. I heard there was a minimum credit limit of $5,000 to qualify. No way I'll get that high of a limit. My highest limit right now is $3,000. There are a lot of Visa Signature cards that I won't though such as the BofA Hawaii card. Any chance for me getting this?

[somnipotent]

I'm pretty sure there are HHI requirements for most Visa Sig apps... not sure for all, but yeah I would assume that you'd have to be above 70k.  Just my thoughts.

[DailyDriver]

M, I make 25k a year and have the limits mentioned in my signature, although none are visa signa

[somnipotent]

How many HPs do you have?  With your score you could app for one and see...

[Objectivist]

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@Omaplatypus wrote:

How many HPs do you have?  With your score you could app for one and see...

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6 HP's with Trans...BofA and Chase always pull trans for me.  Hmm...I'll definitely give it a shot. At least I'll find out why I'm denied if I do get denied.

[TheConductor]

Although only the Hawaiian Visa Signature is shown on the BoA site, there are actually also Platinum and Classic versions available via Hawaiian's site.

I say go for the Signature first if that's what you want, but if you're denied I suspect they might automatically approve you for the Platinum instead, or if not you could call in to recon and ask for the Platinum.

 http://www.hawaiianairlines.com/hawaiianmiles/visa-card-programs

[Objectivist]

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@TheConductor wrote:

Although only the Hawaiian Visa Signature is shown on the BoA site, there are actually also Platinum and Classic versions available via Hawaiian's site.

I say go for the Signature first if that's what you want, but if you're denied I suspect they might automatically approve you for the Platinum instead, or if not you could call in to recon and ask for the Platinum.

 http://www.hawaiianairlines.com/hawaiianmiles/visa-card-programs

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Hey that's an excellent point! However, I'm mainly interested in the higher bonus miles when getting the Signature.

[SwampSystems]

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@Objectivist wrote:

I only make $20,000 a year. I heard there was a minimum credit limit of $5,000 to qualify. No way I'll get that high of a limit. My highest limit right now is $3,000. There are a lot of Visa Signature cards that I won't though such as the BofA Hawaii card. Any chance for me getting this?

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Try speaking to an underwriter/analyst at Bank of America to see if that card has a minimum credit line required for approval. Some banks (Barclays, for instance) will not issue a Signature card under $5k, but others will.