My husband is a DOD contractor also. Our income is 95,000. My eq is 695, I have scorewatch. Oldest acct 13 yrs, AAoA is 3 yrs, Utilization is at 9%, across many cards and at least one was at almost 50%. They pulled my eq, and I haven't had any inquiries in the last year. I have one medical collection for 500 bucks from 2007, but nothing else bad at all. I opened my own savings account Tuesday and applied for the card that night. The approval was showing last night when I got home. I'm thinking of thinning some of my accounts out now, just not sure which ones. AMEX ZYNK AMEX HH $5,600 AMEX BCE $6,000 GECRB/SAMSDC $10,000 BK OF AMER $6,000 DISCOVER $7000 CITI DIVIDEND $2,500 CITI FORWARD $1,000 GECRB/LOW $10,000 CAP ONE $2,500 CAP ONE $3,250 MERRICK BANK/HOOTERS $1,300 SPIEGEL $750 WFNNB/BUCKLE $750. I also have 2 auto loans, one a year old and the other 1 1/2 yr old. And a 2 yr old mortgage. We applied for a $5000 navcheck and was approved for that also.
Myfico EQ 1/12/13 759
Barclays $6,300, NAVY FCU $25,000, CITI dividend $4,500, AMEX HH $16,800, AMEX BCP $6,000, BofA 123 $9,900, CAP ONE VENTURE $7,500, CITI forward $3,000, DISCOVER IT $10,000, GECRB/LOW $10,000, GECRB/SAMSDC $10,000, SPIEGEL $1,150, WFNNB/BUCKLE $1,100
