24_InchRimzBallinOG wrote:It's a long story, but I gotta go to jail for 3-5 years.
I have a green NPSL Amex and Citi ThankYou Preferred card with a 5k limit. Both cards have zero balance and are linked to my bank account with 23k deposited. If being a convicted felon sucks, having my credit history wiped out because there are no transactions will just add icing to the massive pain cake.
I hope the Amex just remain open as a result of the annual fee, even with no charges to post. I know that the Citi card will cancel without any activity. I plan on opening up a mailbox at Mailboxes Etc. and that pay monthly to the Citi card, which is automatically paid by the auto draft from my bank. The lady said if I have a big enough box it will hold 10 years worth of statements. I also need to change my billing address for both cards to that address and the address on file with my bank.
FYI, my money will not be affected. Fines have been paid, and my lawyer has been paid.
Anyone think this is gonna work?
Hopefully it does for you, d oyou have anyone you trust with your cards? You could let someone close to you use them and pay them monthly.
LS2982 wrote:
24_InchRimzBallinOG wrote:It's a long story, but I gotta go to jail for 3-5 years.
I have a green NPSL Amex and Citi ThankYou Preferred card with a 5k limit. Both cards have zero balance and are linked to my bank account with 23k deposited. If being a convicted felon sucks, having my credit history wiped out because there are no transactions will just add icing to the massive pain cake.
I hope the Amex just remain open as a result of the annual fee, even with no charges to post. I know that the Citi card will cancel without any activity. I plan on opening up a mailbox at Mailboxes Etc. and that pay monthly to the Citi card, which is automatically paid by the auto draft from my bank. The lady said if I have a big enough box it will hold 10 years worth of statements. I also need to change my billing address for both cards to that address and the address on file with my bank.
FYI, my money will not be affected. Fines have been paid, and my lawyer has been paid.
Anyone think this is gonna work?Hopefully it does for you, d oyou have anyone you trust with your cards? You could let someone close to you use them and pay them monthly.
+1, i agree. somone really close and whom you really trust could put a small, occasional charge on the cards and then pay it so that they dont get closed due to inactivity
$5,000 
$2,400
24_InchRimzBallinOG wrote:Hopefully it does for you, d oyou have anyone you trust with your cards? You could let someone close to you use them and pay them monthly.
+1, i agree. somone really close and whom you really trust could put a small, occasional charge on the cards and then pay it so that they dont get closed due to inactivity
I am not comfortable with anyone else being able to use them. My moms might be okay, but anyone else in the family is likely to max them out. That would screw me hard. I was just going to hide the cards somewhere, at an undisclosed location.
Am I going to get automatically canceled because of my new criminal record?
Creditors to my knowledge do not check criminal records. I would let your mom handle them for you if your serious about keeping your accounts.
HenryJumbo wrote:Bad advice. You can't trust anyone for 3-5 years not to overcharge your CC. Also I'm pretty sure it's illegal and you and the person can probably get in trouble. I think the plan of getting a P.O. Box with automatic bill and payment is good. However it might be pretty expensive.
If an online transaction is made that should be sufficient. It's your mom of all people.....
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
