Reply
Established Contributor
Posts: 912
Registered: ‎06-14-2012
0

Re: Can I keep Amex & Citi?

[ Edited ]

HenryJumbo wrote:

Bad advice. You can't trust anyone for 3-5 years not to overcharge your CC. Also I'm pretty sure it's illegal and you and the person can probably get in trouble. I think the plan of getting a P.O. Box with automatic bill and payment is good. However it might be pretty expensive.


Obviously  LS and I are not trying to give bad advice......our posts are saying that he would really have to have someone that he could FULLY trust for the 3-5 years to handle the cards, our posts also imply that if he DID NOT have such a person, then Obviously he should not do it. the P.O. Box MIGHT work but there could be a whole host of problems that could arise that he would not be able to do anything about. it really does not solve the issue of usage with the no AF card either



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Can I keep Amex & Citi?

I would pc the Amex to zync to save on af.  No difference to your credit file.  I don't think af on Amex will be enough.  I would do Netflix or something cheap for recurrIng ( Netflix on demand is less than 10 dollars a month) on both cards.  Also I wouldn't do mailbox etc.  do a mail forwarding service to prison so you can keep eye on credit cards.

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Can I keep Amex & Citi?

Btw you can probably ask for cli while in prison Smiley Happy

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
Posts: 144
Registered: ‎07-21-2012
0

Re: Can I keep Amex & Citi?

[ Edited ]

Crashem wrote:

Btw you can probably ask for cli while in prison Smiley Happy


whahahahahhaha

 

Inmate: "Hey I'm calling about the new Discover IT card that came out today

Rep: "okay let me sign you up, where do you live"

Inmate: "123 State Prison road, cell 24A"

Rep: "and your inmate number is?"

 

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Valued Contributor
Posts: 2,281
Registered: ‎09-16-2011
0

Re: Can I keep Amex & Citi?


Crashem wrote:

I would pc the Amex to zync to save on af.  No difference to your credit file.  I don't think af on Amex will be enough.  I would do Netflix or something cheap for recurrIng ( Netflix on demand is less than 10 dollars a month) on both cards.  Also I wouldn't do mailbox etc.  do a mail forwarding service to prison so you can keep eye on credit cards.


+1 i woild recomend huluplus and netflix subscriptions should be less than $10 each... Then setup autopay and paperless statements on the accounts,  shred the cards you can request new cards when you get out. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
0

Re: Can I keep Amex & Citi?


HenryJumbo wrote:

Crashem wrote:

Btw you can probably ask for cli while in prison Smiley Happy


whahahahahhaha

 

Inmate: "Hey I'm calling about the new Discover IT card that came out today

Rep: "okay let me sign you up, where do you live"

Inmate: "123 State Prison road, cell 24A"

Rep: "and your inmate number is?"

 


that's what mail forwarding is for.  I thought prisons have Internet access now

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
Posts: 144
Registered: ‎07-21-2012
0

Re: Can I keep Amex & Citi?

I know what you meant I just thought it was funny the idea of asking for a CLI in jail lol.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $16,000  $8,000
Established Contributor
Posts: 554
Registered: ‎06-02-2012
0

Re: Can I keep Amex & Citi?

henry, how did you do your sig? ive been screwing with it for days now?

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Frequent Contributor
Posts: 316
Registered: ‎04-07-2012
0

Re: Can I keep Amex & Citi?

Why have a mailbox when you can signup from paperless statements? I know for a fact that inmates do have Internet access. I too think you should sign up for something reoccurring like Netflx or a gym membership and have  them auto billed to your account automatically to keep activity going. 

Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011
0

Re: Can I keep Amex & Citi?

is amex not doing backdating anymore?  couldnt the op just shut down amex now then reapply when hes a freebird?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.