Reply
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012

Re: Can I keep Amex & Citi?

[ Edited ]

HenryJumbo wrote:

Bad advice. You can't trust anyone for 3-5 years not to overcharge your CC. Also I'm pretty sure it's illegal and you and the person can probably get in trouble. I think the plan of getting a P.O. Box with automatic bill and payment is good. However it might be pretty expensive.


Obviously  LS and I are not trying to give bad advice......our posts are saying that he would really have to have someone that he could FULLY trust for the 3-5 years to handle the cards, our posts also imply that if he DID NOT have such a person, then Obviously he should not do it. the P.O. Box MIGHT work but there could be a whole host of problems that could arise that he would not be able to do anything about. it really does not solve the issue of usage with the no AF card either



Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Can I keep Amex & Citi?

I would pc the Amex to zync to save on af.  No difference to your credit file.  I don't think af on Amex will be enough.  I would do Netflix or something cheap for recurrIng ( Netflix on demand is less than 10 dollars a month) on both cards.  Also I wouldn't do mailbox etc.  do a mail forwarding service to prison so you can keep eye on credit cards.

               LIMITS IN CARD DESCRIPTIONS
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Can I keep Amex & Citi?

Btw you can probably ask for cli while in prison :smileyhappy:

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
HenryJumbo
Posts: 136
Registered: ‎07-21-2012

Re: Can I keep Amex & Citi?

[ Edited ]

Crashem wrote:

Btw you can probably ask for cli while in prison :smileyhappy:


whahahahahhaha

 

Inmate: "Hey I'm calling about the new Discover IT card that came out today

Rep: "okay let me sign you up, where do you live"

Inmate: "123 State Prison road, cell 24A"

Rep: "and your inmate number is?"

 

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $12,500  $8,000
Valued Contributor
jamesdwi
Posts: 1,434
Registered: ‎09-16-2011

Re: Can I keep Amex & Citi?


Crashem wrote:

I would pc the Amex to zync to save on af.  No difference to your credit file.  I don't think af on Amex will be enough.  I would do Netflix or something cheap for recurrIng ( Netflix on demand is less than 10 dollars a month) on both cards.  Also I wouldn't do mailbox etc.  do a mail forwarding service to prison so you can keep eye on credit cards.


+1 i woild recomend huluplus and netflix subscriptions should be less than $10 each... Then setup autopay and paperless statements on the accounts,  shred the cards you can request new cards when you get out. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Amtrak 4.6k, & Freedom 3.3k & Slate 3.3k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & AMEX Hilton Surpass 7.5k & AMEX Zync NPSL, Sams Club Discover 10k, Paypal Extras MC 6k, CapOne 2.5k, CapOne 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012

Re: Can I keep Amex & Citi?


HenryJumbo wrote:

Crashem wrote:

Btw you can probably ask for cli while in prison :smileyhappy:


whahahahahhaha

 

Inmate: "Hey I'm calling about the new Discover IT card that came out today

Rep: "okay let me sign you up, where do you live"

Inmate: "123 State Prison road, cell 24A"

Rep: "and your inmate number is?"

 


that's what mail forwarding is for.  I thought prisons have Internet access now

               LIMITS IN CARD DESCRIPTIONS
Regular Contributor
HenryJumbo
Posts: 136
Registered: ‎07-21-2012

Re: Can I keep Amex & Citi?

I know what you meant I just thought it was funny the idea of asking for a CLI in jail lol.

Starting Score: EX: 736 FAKO | TU: 757 FICO | EQ 730 FICO
Current Score: EX: 736 FAKO | TU: 750 FICO | EQ 730 FICO
Goal Score:     EX: 750 FICO | TU: 750 FICO | EQ: 750 FICO
In my wallet:  $12,500  $8,000
Established Contributor
swpopham
Posts: 540
Registered: ‎06-02-2012

Re: Can I keep Amex & Citi?

henry, how did you do your sig? ive been screwing with it for days now?

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012

Re: Can I keep Amex & Citi?

Why have a mailbox when you can signup from paperless statements? I know for a fact that inmates do have Internet access. I too think you should sign up for something reoccurring like Netflx or a gym membership and have  them auto billed to your account automatically to keep activity going. 

Valued Contributor
rootpooty
Posts: 1,715
Registered: ‎10-28-2011

Re: Can I keep Amex & Citi?

is amex not doing backdating anymore?  couldnt the op just shut down amex now then reapply when hes a freebird?

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 3k | BOFA 123 3k |
Chase Freedom 1.5k | Amazon 1800 | Walmart 1450 | Buckle 300

On the prowl for Chase Sapphire Preferred!

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+