Reply
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Can NFCU siggy be less than $5K?

So is a siggy from NFCU ever issued for less than $5K CL?  

 

I applied for the green cash rewards was approved for $2K visa, but the approval says siggy visa but the limit still says $2K.  I called to ask and they can't figure out what the answer is.  I did notice that they pulled 2 hp's, one from EQ and TU for the card on 2 different days.  Of course the very fist pull they did was TU so that's a total of 3 pulls in 24 hours!  

 

These guys are definitely hp happy :smileyvery-happy:.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Senior Contributor
Posts: 4,679
Registered: ‎12-11-2011
0

Re: Can NFCU siggy be less than $5K?

I don't think a visa sig can ever be under 5k. 

 

I know when my sister apped for the UPromise card from barclays her welcome email said "Congratulations on your new UPromise World Mastercard" but she only got a 1k limit and a platinum mastercard. When you get the card in the mail just look for the word "Signature" 

 

:smileyvery-happy: 

;
Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Re: Can NFCU siggy be less than $5K?

On your accounts page after clicking on your card does it have a link to the Visa Signature Concierge?

 

I've always read that signature cards had to have at least a $5k limit, but i guess anything can happen.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Can NFCU siggy be less than $5K?

Hmmm....don't see anything yet.  Just the approval messages.  This is what the messages says:

 

12/21/2012  The status of your new cashRewards Visa credit card (xxxxxxx) is Review In Process.

 

12/24/2012  Congratulations! Based on your creditworthiness, you have been approved for a Signature cashRewards Visa credit card.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Can NFCU siggy be less than $5K?

Mehhh....maybe all cashRewards are now siggys LOL


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Re: Can NFCU siggy be less than $5K?


Rhaeny wrote:

Mehhh....maybe all cashRewards are now siggys LOL


like mentioned...when you get your card you can tell right away. The siggy is darker sorta matte green and will say Signature under VISA. The regular will be a lighter/brighter green like on their site and of course won't say Signature on it.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 1,507
Registered: ‎07-24-2011
0

Re: Can NFCU siggy be less than $5K?

[ Edited ]

Yea I'll just have to wait until I get the card to know what's going on.  Somehow I always have a good luck moment combined with a "**bleep**?"...LOL!

 

Oh well....Merry Christmas!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Re: Can NFCU siggy be less than $5K?


Rhaeny wrote:

Yea I'll just have to wait until I get the card to know what's going on.  Somehow I always have a good luck moment combined with a "**bleep**?"...LOL!

 

Oh well....Merry Christmas!


At least you're a member and were approved for a card. That's the main thing. It only gets better is what I keep hearing.

 

congrats and Merry Christmas as well!

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Established Contributor
Posts: 651
Registered: ‎08-07-2012
0

Re: Can NFCU siggy be less than $5K?


j_casteel wrote:

Rhaeny wrote:

Yea I'll just have to wait until I get the card to know what's going on.  Somehow I always have a good luck moment combined with a "**bleep**?"...LOL!

 

Oh well....Merry Christmas!


At least you're a member and were approved for a card. That's the main thing. It only gets better is what I keep hearing.

 

congrats and Merry Christmas as well!


What more does the signature card offer compared to the standard cashrewards card?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Can NFCU siggy be less than $5K?

Congrats! On your online account you should be able to tell if its a visa or a visa signature.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.