Can anyone tell me if Sears has a store credit card?

[Anonymous]

I am in need of a refrigerator and I would  like to purchase one at sears. I know my credit won't allow me to qualify for their Citi card but was wondering about there store card. Can anyone please shed some light on this for me please?

Mark

[asphaltcowboy]

Yes Sears has a store card, also backed by Citi, you can apply for either,

the MasterCard maybe harder to get, not sure, your score looks good enough,

hopefully no baddies on reports, good luck.

[Anonymous]

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

[gdale6]

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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unpaid or paid?   And yes citi backs both cards

[asphaltcowboy]

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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Do you have a Lowes near? they are pretty easy

[Anonymous]

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@gdale6 wrote:

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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unpaid or paid?   And yes citi backs both cards

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Unpaid. $910.00

[Anonymous]

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@asphaltcowboy wrote:

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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Do you have a Lowes near? they are pretty easy

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Yea there is a Lowes close by actually. They have a store card?

[Anonymous]

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@Anonymous wrote:

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@gdale6 wrote:

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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unpaid or paid?   And yes citi backs both cards

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Unpaid. $910.00

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When I applied, they were pretty stingy with the limit. I had a score near yours, released tax lien on the record, and got $250 for the limit. As I was purchasing an $800 tool chest, I told them not to both opening it. This was 3-4 years ago, so maybe things have changed...

[gdale6]

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@Anonymous wrote:

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@gdale6 wrote:

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@Anonymous wrote:

Yea I have 1 collection account from 2011. It has only reported twice since being on my CR. Darn, store card backed by Citi too?

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unpaid or paid?   And yes citi backs both cards

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Unpaid. $910.00

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I recommend this be settled prior to apping it most likely will cause a denial. I would attempt the PFD on that collection.

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Example-Letter/td-p/4519

[CreditUnionFan]

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@Anonymous wrote:

I am in need of a refrigerator and I would  like to purchase one at sears. I know my credit won't allow me to qualify for their Citi card but was wondering about there store card. Can anyone please shed some light on this for me please?

Mark

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Both the Sears store and Sears Mastercard are issued by Citi. I would imagine that the store-only card is easier to obtain.