Credit Cards

[bs1234]

I like, on the BoA site:

"It won’t impact your credit. And it takes minutes to see your results."

Minutes?  Actually took seconds (to get the same offer as everyone else).  Wonder who thought minutes sounds enticing.

[distantarray]

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bs1234 wrote:

I like, on the BoA site:

"It won’t impact your credit. And it takes minutes to see your results."

Minutes?  Actually took seconds (to get the same offer as everyone else).  Wonder who thought minutes sounds enticing.

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http://www.youtube.com/watch?v=x7O5LE9ZM0k&feature=player_detailpage#t=192s  this should play in the background to make your time more suspenseful =)

[09Lexie]

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dodgerslv wrote:

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j_casteel wrote:

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dodgerslv wrote:

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charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?

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good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...)

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What did the offer look like?

I put in my info, and it said "We recognize your member profile" or something like that (i have a mortgage with them). So it prompted me to login and when i did it went straight to the Bank Americard Cash Rewards Visa with a "Apply Now" button. It doesn't say anything about being pre-approved or anything.

Do you think this might just be a generic offer?

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Im thinking since we are somehow tied to them they probably offer this to all its customers...maybe someone else who doesnt have any ties to BofA can try it and let us know the results.

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I input my info and up popped the Bank of America Cash Rewards. I don't have ANY ties with them and honestly would gnaw my arm off before I would give them a cent!    I just wanted to see their response. Last history with BoA was well over 15 years ago.

[NiNoMArksLA]

I Tryed and it says for me the cash rewards apply now but I didn't I think it's offering to everybody it's a HP trick not worth it have a secured card will get unsecured in Feb 2013 I will wait and be in garden