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Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Can someone update the Pre-approval/pre-selected site sticky?

[ Edited ]

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?

Established Contributor
flowfaster
Posts: 787
Registered: ‎08-30-2011
0

Re: Can someone update the Pre-approval/pre-selected site sticky?

Sweet thanks!

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?


good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...:smileyhappy:)


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


dodgerslv wrote:

charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?


good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...:smileyhappy:)


i'm surprised they pre qualified me for a 123 or a 321 whatever it is lol, mainly since I burned them in 1998 and they wouldn't give me a secured card in 2011 -_-; but my scores are 300+ points from what they were lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
j_casteel
Posts: 1,918
Registered: ‎06-21-2012
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


dodgerslv wrote:

charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?


good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...:smileyhappy:)


What did the offer look like?

 

I put in my info, and it said "We recognize your member profile" or something like that (i have a mortgage with them). So it prompted me to login and when i did it went straight to the Bank Americard Cash Rewards Visa with a "Apply Now" button. It doesn't say anything about being pre-approved or anything.

 

Do you think this might just be a generic offer?

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $4.5k | CSP $5k | Marriott $5k | AMEX TE $9k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


distantarray wrote:

dodgerslv wrote:

charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?


good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...:smileyhappy:)


i'm surprised they pre qualified me for a 123 or a 321 whatever it is lol, mainly since I burned them in 1998 and they wouldn't give me a secured card in 2011 -_-; but my scores are 300+ points from what they were lol


its the 123 rewards BankAmericard....thats the same one i was offer...if i wasnt in the garden and didnt have too many inquiries i would have given it a shot


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


j_casteel wrote:

dodgerslv wrote:

charyot77 wrote:

In the last few months I've seen several creditors return to offering pre-approval sites or pre-selected database search sites.

 

Bank of America

https://www.bankofamerica.com/credit-cards/customized-offers/find-customized-offer.go?subchannel=ECV...

 

Chase

https://creditcards.chase.com/RecentlyMailedOffers.aspx

 

Citibank

https://www.accountonline.com/cards/acq/preQualUserInfo.do?screenID=3204&isInvitation=Y

 

Is it possible to add them to the sticky and update other information (such as Orchard Bank now being a hardpull)?


good to see banks offering this now...too bad the only one that had an offer for me was BofA (and the only reason i think is because i have a secured card for with them for the past 7 months...:smileyhappy:)


What did the offer look like?

 

I put in my info, and it said "We recognize your member profile" or something like that (i have a mortgage with them). So it prompted me to login and when i did it went straight to the Bank Americard Cash Rewards Visa with a "Apply Now" button. It doesn't say anything about being pre-approved or anything.

 

Do you think this might just be a generic offer?


Im thinking since we are somehow tied to them they probably offer this to all its customers...maybe someone else who doesnt have any ties to BofA can try it and let us know the results.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Can someone update the Pre-approval/pre-selected site sticky?

why would you even consider it? Amex BCE is MUCH better imo :smileytongue:

 

  • 3% cash back at US stand-alone supermarkets for the first $6,000 spent in a calender year, after that it's 1%.
  • 2% cash back on gas at US stand-alone gas stations and select major department stores
  • 1% cash back on all other purchases

It offers department stores too! lol and better purchase protection etc. besides I'm convinced BOA is bankrupt after buying countrywide. Hence why they're always desparate for new fees.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Contributor
dodgerslv
Posts: 1,842
Registered: ‎06-16-2012
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


distantarray wrote:

why would you even consider it? Amex BCE is MUCH better imo :smileytongue:

 

  • 3% cash back at US stand-alone supermarkets for the first $6,000 spent in a calender year, after that it's 1%.
  • 2% cash back on gas at US stand-alone gas stations and select major department stores
  • 1% cash back on all other purchases

It offers department stores too! lol and better purchase protection etc. besides I'm convinced BOA is bankrupt after buying countrywide. Hence why they're always desparate for new fees.


wish i could get in with Amex...applied in October for the Delta Sky Miles(heard it wasnt hard to get) got denied with an Experian score of 678 (off their denial letter). In the garden till April 2013. Maybe i will give it another shot then.


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Frequent Contributor
Imua
Posts: 292
Registered: ‎01-17-2009
0

Re: Can someone update the Pre-approval/pre-selected site sticky?


distantarray wrote:

why would you even consider it? Amex BCE is MUCH better imo :smileytongue:

 

  • 3% cash back at US stand-alone supermarkets for the first $6,000 spent in a calender year, after that it's 1%.
  • 2% cash back on gas at US stand-alone gas stations and select major department stores
  • 1% cash back on all other purchases

It offers department stores too! lol and better purchase protection etc. besides I'm convinced BOA is bankrupt after buying countrywide. Hence why they're always desparate for new fees.


re the purchase protection: i recently got the BofA 123 Cash Rewards visa signature - the visa signature aspect provides all of the benefits/protections and services of any visa signature.  plus, for me, living in hawaii where gas just recently went below $4/gal, the 3% cash back on gas is excellent!  (until chase's freedom gas category kicks in again in jan) 


BofA visa $9.4k ... BofA Cash Rewards visa sig $10k ... Cap 1 Venture1 visa sig $10k ...
Chase Freedom visa $10k ... Macy's $1.5k ... Macy's Amex $5k ... Sam's Club $6.3k
myFICOs as of 3/25/14:...EX=809 .... EQ=802....TU=787

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