Can't figure out JCPenney at ALL!

[go_FICO_self]

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@Creditaddict wrote:

Declined for the 3rd time in the last 2 years with JCPenney!

I just don't get it but it's clearly a sign I don't shop at JCPenney and they are helping me continue that

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if you got every card you wanted, who would feed your addiction? it's a big conspiracy if you ask me.

[Creditaddict]

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@go_FICO_self wrote:

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@Creditaddict wrote:

Declined for the 3rd time in the last 2 years with JCPenney!

I just don't get it but it's clearly a sign I don't shop at JCPenney and they are helping me continue that

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if you got every card you wanted, who would feed your addiction? it's a big conspiracy if you ask me.

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[destine2grow]

I applied and got the 7-10 day message. It most likely will be a decline.

[jwduke]

Don't feel bad... I applied with my current credit score (772), and they gave me a credit limit of... (Are you sitting down?) $124.00! Why such a low, odd amount? I can charge a WHOLE $39 dollars on it & NOT trigger a  high balance alert! Soooo I use my other cards that the interest rate is 50% lower & have some rewards for purchases.

[peaceonearth]

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@Creditaddict wrote:

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@peaceonearth wrote:

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@Creditaddict wrote:

Declined for the 3rd time in the last 2 years with JCPenney!

I just don't get it but it's clearly a sign I don't shop at JCPenney and they are helping me continue that

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GE approves JCP Credit cards with a score of 600 and bellow but again, they do consider other factors as well

If I were you) I wait for the letter, go to the store grab a couple of jeans and have the clerk call them for me.

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Someone doesn't know GE very well! (you can't recon GE) they are just a big computer system that doesn't always make a lot of sense... no biggie

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Now, I know how GE operates. Thank you for the Tip.

[CreditUnionFan]

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@jwduke wrote:

Don't feel bad... I applied with my current credit score (772), and they gave me a credit limit of... (Are you sitting down?) $124.00! Why such a low, odd amount? I can charge a WHOLE $39 dollars on it & NOT trigger a  high balance alert! Soooo I use my other cards that the interest rate is 50% lower & have some rewards for purchases.

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At least with $124, you have an open account, and you can call Credit Solutions to request a more appropriate credit line.