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New Member
2ndTimeAroundCredit
Posts: 21
Registered: ‎12-21-2009

Can't get HSBC Card......?

All I can get from them/ Orchard is secured, which Iam going to do this coming mo, but I was wondering if there is an easier card to get? Can't get first premier as they were charged off in 06.... :/
Mega Contributor
Creditaddict
Posts: 16,910
Registered: ‎10-23-2007

Re: Can't get HSBC Card......?

as far as I know, First premier will keep giving you cards, since the first charge on the card pays for any loss they would have.

Credit One is pretty good for rebuilder too 

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Established Contributor
okstatefan5945
Posts: 517
Registered: ‎04-13-2009

Re: Can't get HSBC Card......?

Have you tried the two sites below yet?

 

1. Regular HSBC Cards

 

https://www.hsbcapply.com/start/householdbank?media=D5IM102MAX0909000988HPHHB&WT.ac=CRS_IM000988&sku...

 

2. HSBC Best Buy Cards

 

https://www.hsbcapply.com/start/rewardzonemastercard?media=B5IM29H20061100001EM

 

Try to avoid first premier. They have ridiculous fees. If you cant get a card from the two sites above and need a rebuilder card try what CreditAddict suggested and check www.creditonebank.com

 

I have all three above cards being used for rebuilding. I prefer the HSBC cards but the Credit One is doing its job as well just has a lower limit and they charge to pay online and by phone so to avoid the fee you have to pay by mail or use your banks bill pay service.

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2011 Credit Goals
1. No Lates
2. Join the 700 club
3. No inquiries
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Valued Contributor
nothingman02
Posts: 1,072
Registered: ‎02-15-2009

Re: Can't get HSBC Card......?


2ndTimeAroundCredit wrote:
All I can get from them/ Orchard is secured, which Iam going to do this coming mo, but I was wondering if there is an easier card to get? Can't get first premier as they were charged off in 06.... :/

I dont think theres an easier card than Orchard secured, other than FP.I do think they are both not worth it.

 

You should consider;

 

1) CU relationship and their secured cards instead. You might even get an unsecured card for all you know and its okay even if you dont for now. 

2) Repairing your credit before considering more CCs whichyou would be stuck with and WILL regret. 


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