Can't get rid/upgrade my of my AMEX Zync

[jamesdwi]

Apply for the card you want,  take advantage of any special bonuses it has, sometimes lenders attach flags to cards that start out at very low or unusially low credit limits and its easier to just get another card, with AMEX  applications for another card is usually a SP unless approved, YMMV but its the case most of the time. 

[Anonymous]

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@Anonymous wrote:

I've had an AMEX Zync card for about 5 years now with a 500 limit. I've been trying for months to get AMEX to convert this into a better card, as they no longer make the Zync and my limit is so low. My FICO is 684 and I've applied for the every day and got denied. Apparently the Zync is not-upgradable and everytime I speak with someone on the phone it just go around and around and around and they look at my account and go "you've been with us for 5 years and made every payment on time I'm not sure why we can't get you a new one" and then nothing.

Anyone have any ideas?

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As others have said, a ZYNC with a hard limit typically cannot be upgraded. Those with a no preset spend limit (NPSL) can be changed. Amex has been harassing me to upgrade my ZYNC to a PRG. They will have to pry my cold, dead hands off my $25 per year ZYNC. 

[RockinRay]

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@Anonymous wrote:

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@Anonymous wrote:

I've had an AMEX Zync card for about 5 years now with a 500 limit. I've been trying for months to get AMEX to convert this into a better card, as they no longer make the Zync and my limit is so low. My FICO is 684 and I've applied for the every day and got denied. Apparently the Zync is not-upgradable and everytime I speak with someone on the phone it just go around and around and around and they look at my account and go "you've been with us for 5 years and made every payment on time I'm not sure why we can't get you a new one" and then nothing.

Anyone have any ideas?

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As others have said, a ZYNC with a hard limit typically cannot be upgraded. Those with a no preset spend limit (NPSL) can be changed. Amex has been harassing me to upgrade my ZYNC to a PRG. They will have to pry my cold, dead hands off my $25 per year ZYNC. 

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Now I wish I would have never upgraded my ZYNC. That was / is a great card... Oh well. I thought it was "cool" looking, for sure!

[jamesdwi]

the reason I won't upgrade or give up my ZYNC is backdating that no longer happens, and I don't think i can justify the AF of the other cards long term, so I will just keep the zync and apply for PRG when I feel need, keep it for a year for the free AF then to the shredder it goes unless they waive the AF. 

[AverageJoesCredit]

At least with the your Amex's , you get to say you're

n ' ZYNC