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I wouldn't worry about it and if you have a 710 score, I would apply now.
Yep I agree, apply now. Nothing to wait for! If my DH can get approved for 14k with a 586, around same income, your score will be a breeze!
@JoeRo wrote:
How can I apply if I don't have a membership yet?
oh, thought you just said you joined today.
No CLI, but I did get an auto refi today. Halved my interest rate. WIN!
Opened my cashRewards in 02/2013 and am REALLY itching to ask for a CLI after reading through here. I have pushed almost $3k thorugh it, balance is 10% right now, current limit is $1k. Ive had my secured nRewards since 10/2012 to show some extra history through them as well. Hmmm tempting My card reports on the 3rd maybe then?
@starry1 wrote:No CLI, but I did get an auto refi today. Halved my interest rate. WIN!
Wooo!! Really hoping I can use NFCU fo my auto loan I plan to get at the end of this year! Congrats!
I just hit the luv botton, and got this message:
Your credit limit increase request for $15,000.00 has been submitted for further review. A decision will be made in approximately 3-5 business days. A letter will be mailed advising you of the credit decision.
MyFICO score is 612 and I have three paid collections. My current Cash Rewards CC is for 5K and I asked for a CLI of 15,000 hoping to either get it, or to be countered with another amont. My utilization is sitting at 30% and falling, and have had the card for 6 months.
What do you think my odds of getting it are...or even countered?
From reading all the posts here, I'm not sure what I should do. Wait for the acceptance letter? If it's a denial letter, do I call and recon? Should I call and see what's up tomorrow, seeing as how they are closed today on Memorial Day....or wait?