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Valued Member
CorporalCaptain
Posts: 46
Registered: ‎08-23-2010

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

I finally asked for a CLI on my CashRewards card.   Chickened out and only asked for a little but it was instant approval with a SP only.

Went from $14,000 to $15,000.  :smileyhappy:

Equifax FICO: 811 on 5/3/2013
-----------------------------------------
USAA World MasterCard - $8,000
American Express SPG - $15,000
NFCU CashRewards Visa Sig - $15,000
PenFed Platinum Rewards Visa - $5,000
Mega Contributor
Creditaddict
Posts: 18,484
Registered: ‎10-23-2007

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


CorporalCaptain wrote:

I finally asked for a CLI on my CashRewards card.   Chickened out and only asked for a little but it was instant approval with a SP only.

Went from $14,000 to $15,000.  :smileyhappy:


Dont' mean to be negative nancy but 8 pages of this SP vs. HP and $2k all the way to $15k+ and such and you are at $14k and an 800 credit and you ask for $1k! please go back and ask for $25k... I'm going to cry.

Fico Scores: EQ 639 Navy, TU 667 GE, EX 677 Prosper (06-27-14)
ENTERED GARDEN 07/07/2014 After getting auto loan
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640... The List Goes On!
Mine: I have to many... (20+) They won't fit :smileytongue:
Contributor
Sitori
Posts: 268
Registered: ‎10-25-2012

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Lol!

-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Regular Contributor
Siopao
Posts: 125
Registered: ‎03-09-2013

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


Creditaddict wrote:

CorporalCaptain wrote:

I finally asked for a CLI on my CashRewards card.   Chickened out and only asked for a little but it was instant approval with a SP only.

Went from $14,000 to $15,000.  :smileyhappy:


Dont' mean to be negative nancy but 8 pages of this SP vs. HP and $2k all the way to $15k+ and such and you are at $14k and an 800 credit and you ask for $1k! please go back and ask for $25k... I'm going to cry.


The pressure is on!

Starting Score: 660 (BK discharged 2/2012)
Current Score: 684 - EQ | 679 - EX (Lender pull)
Goal Score: 720+

Wallet: NFCU Flagship Signature 14k | NFCU cashRewards 1K | NavCheck 15k | Barclays US Air 2.1k | Merrick 1.4k | Credit One 550 | Cap One 750 | Last app 5.5.2013
Take the myFICO Fitness Challenge
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"


Siopao wrote:

Creditaddict wrote:

CorporalCaptain wrote:

I finally asked for a CLI on my CashRewards card.   Chickened out and only asked for a little but it was instant approval with a SP only.

Went from $14,000 to $15,000.  :smileyhappy:


Dont' mean to be negative nancy but 8 pages of this SP vs. HP and $2k all the way to $15k+ and such and you are at $14k and an 800 credit and you ask for $1k! please go back and ask for $25k... I'm going to cry.


The pressure is on!


What????  Go back and ask for $25K and see if they will counter.  They countered with me for $22K on sp just a few days ago.  But remember to count and document the screens so that we can confirm this :smileylol:!!!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
New Contributor
hausfrau
Posts: 178
Registered: ‎04-06-2013

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Peer pressure, myFico style!

Starting my rebuild!


New Contributor
hausfrau
Posts: 178
Registered: ‎04-06-2013

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

This isn't about a CLI, BUT we did app for a second card less than a month after getting a 10k nRewards with them. Got one HP on EQ for the second app, then a HP on TU for the recon on the denial for the second app. Ended up with an approved 2k cashRewards. So, if you end up having to do a recon on a denial, beware of a 2nd pull on a different bureau.

Starting my rebuild!


Regular Contributor
mr_postman
Posts: 179
Registered: ‎01-17-2008

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

ok just pressed the luv botton for the expirimental purpose only :smileysurprised: current line 20K i asked for 30K i thought they will counter 25K but got the 3-5 day message no second screen straight to the message 3-5 day for sure HP:smileyvery-happy:  i think for sure anything over 25K will result a HP

 

just last week hit the the button on my cash rewards 15K limit asked for 25k counter 20K instant 2nd screen gave option to accept or take the Hp for the full 25K i accepted 20k

 

current line 

Nrewrads 20K just asked for 30k 3-5 message

Cash rewards 15K just increase to 20K SP instant

Flagship Visa 5k 7months ago now at 22K navy gave me tickets to see IRON man3  last wedseday for freeeee:smileyvery-happy:

 

 

 

Contributor
Sitori
Posts: 268
Registered: ‎10-25-2012

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

Oh that's so cool! I need to learn more about these cards before I choose which one to get!

-------------------------------------------------------------------------------------------------
EQ 701, TU 685, EX ?
Wallet:
Amazon store $2500(10/12), Cap1 $1500 (10/12), Discover $1700 (11/1/12).
Valued Member
Blu3
Posts: 32
Registered: ‎04-29-2013

Re: Can we have "OFFICIAL NFCU CLI - HOW IT WORKS!"

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled.jpg

 

http://i89.photobucket.com/albums/k236/MaStA_XS/Untitled1.jpg

 

To those of you that got an instant which screen did you get it after was it the first one or the second one.

| NFCU Platinum Visa 14K | NFCU NavCheck 13.5K | AMEX BCE 9.6K |
| USAA Rewards Visa 7K | USAA Cash Rewards Visa 7K | Discover it 1.5K|

NOV 2013 TU -739 EQ - 709 EX - 739

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