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02-24-2009 02:42 PM
02-24-2009 02:44 PM
02-24-2009 02:52 PM
02-24-2009 03:56 PM
I really don't understand why you did this.
You are right hauling, I have no idea why I did and I should not have apped for it. But when I saw the designs of the card I could not resist. I am glad they rejected my application, I really dont want to have a new account added to my CR. I would rather wait for another year and then see what future brings to me.
02-24-2009 04:07 PM
But when I saw the designs of the card I could not resist.
02-24-2009 04:17 PM - edited 02-24-2009 04:17 PM
MojaveMoon wrote:Off-topic question.
So when you're applying online for a USAA credit card, there's a step in the application process where you can view the credit cards designs (and select the design you want) ?
Yes, at least for me it showed about 20-25 different designs of the card I could choose. I could not resist and applied for it. I am glad, I am not approved. Twelve months or until I reach 700 Club no more new accounts.
02-24-2009 04:30 PM
Yes, at least for me it showed about 20-25 different designs of the card I could choose.
02-24-2009 04:32 PM
well here's my input...see if it helps you.
I recently joined USAA a few months ago and my credit scores were all high 500s low 600s with a few collections and late pays on student loans from a few years ago, I applied for the USAA mastercard and was denied...I applied 3 months later (nothing changed) and I was approved for a card with 4k limit. This is my only card above 500 and let me tell you I have a ton of inquries and recent accounts from rebuilding in the last year so I suggest letting it ride for a few months and try again and they will most likely approve you. From what I can see they don't care so much about scores as I thought but just being a member with some sort of history (I opened auto insurance and a checking account with 100 bucks in it) and that is the only thing that has changed.
Hope that helped!
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