02-24-2009 02:42 PM
02-24-2009 02:44 PM
02-24-2009 02:52 PM
02-24-2009 03:56 PM
I really don't understand why you did this.
You are right hauling, I have no idea why I did and I should not have apped for it. But when I saw the designs of the card I could not resist. I am glad they rejected my application, I really dont want to have a new account added to my CR. I would rather wait for another year and then see what future brings to me.
02-24-2009 04:07 PM
But when I saw the designs of the card I could not resist.
02-24-2009 04:17 PM - edited 02-24-2009 04:17 PM
MojaveMoon wrote:Off-topic question.
So when you're applying online for a USAA credit card, there's a step in the application process where you can view the credit cards designs (and select the design you want) ?
Yes, at least for me it showed about 20-25 different designs of the card I could choose. I could not resist and applied for it. I am glad, I am not approved. Twelve months or until I reach 700 Club no more new accounts.
02-24-2009 04:30 PM
Yes, at least for me it showed about 20-25 different designs of the card I could choose.
02-24-2009 04:32 PM
well here's my input...see if it helps you.
I recently joined USAA a few months ago and my credit scores were all high 500s low 600s with a few collections and late pays on student loans from a few years ago, I applied for the USAA mastercard and was denied...I applied 3 months later (nothing changed) and I was approved for a card with 4k limit. This is my only card above 500 and let me tell you I have a ton of inquries and recent accounts from rebuilding in the last year so I suggest letting it ride for a few months and try again and they will most likely approve you. From what I can see they don't care so much about scores as I thought but just being a member with some sort of history (I opened auto insurance and a checking account with 100 bucks in it) and that is the only thing that has changed.
Hope that helped!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.