Reply
Valued Contributor
mjbfan79
Posts: 1,998
Registered: ‎03-31-2008

Re: Can we recon for USAA Card?

[ Edited ]

I have to agree with everyone else there is a point where the inquiries don't evan affect your scoring but you look very high risk to your current lenders an new lenders with a ton of inquiries. An from my experience i've been denied flat out for to many resent inquiries an new accounts.

 

I think that is one major reason now that GE is softing me on all 3 of my accounts with them twice a month.

 

I went application crazy this past year racking up about a good 40 inquiries but now i can say i'm satisfied with what i have an i can indeed hold off for 2 years on applying for anything. It's these bad times i don't want to continue to apply for accounts that i really don't need an in the process mess up my credit an scare my current creditors half to deaf which this will result in a CLD or a closed account.

Message Edited by mjbfan79 on 02-25-2009 12:07 PM

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}