Can you believe I turned down True Value??

[joedtx]

Thats what i'm calling the Pizza effect 

"A condition in which a person is inspired to apply for a credit card based on the excitement and exhuberance and sometimes high credit lines from Pizza1"

[B335is]

EX pull? Comenity has been sour for me lately. Still waiting on my magic letter for Overstock

[ScoreOrBeScored]

Good job. pizza, I'm impressed , I knew you could do it. Keep up the good work. 

[jsucool76]

took the inq. might as well have just taken the card at that point. not like your aaoa is gonna get any lower.

[kdm31091]

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@jsucool76 wrote:
took the inq. might as well have just taken the card at that point. not like your aaoa is gonna get any lower.

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Ordinarily I would agree with this line of thought but I think for pizza this isn't probably something she needs to hear.

I admire the fact that she showed some discipline and restraint in this case. (Better still would have been not apping at all, because as you mentioned, the HP was done, but oh well).

[TheGardner]

More store cards won't help her though. I for one am happy for her, congrats!

[jsucool76]

You're right that more store cards won't help, which is why the advice of everyone at myfico for the past 90 threads has been to stop apping all together.

the damage to the report (albeit temporary for 2 years) has already be done. I don't think that warrants a congratulations, but that is just my opinion. No one is required to agree with it