12-15-2012 08:10 PM
I have a high balance reporting on my Citi card, which just cut the other day. Money came that I'd like to put towards the balance, but I hate to have to wait a full month for the CRA to update. (I'm also concerned the high bal is going to freak out other CCs, like Barclay's and Amex if they soft me.) Unfortunately the $ came in on the stmt date, so there was nothing I could do. I'm wondering if anyone has been successful in getting them to update to the CRAs mid-cycle, and how to do it.
12-15-2012 08:14 PM
I just recently moved and had to change my address with all my CCCs and someone reported the change within 48 hours. I'm not sure which one updated or if they only updated address and not balance info and such.
Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013
12-15-2012 08:40 PM
From what I understand this is possible via supervisor, let us know if you have any success. This is something I've wondered about too! Thanks.
Well, I'm not sure what to tell them, if they ask me why I want them to do this -- which I'm sure they would. I know some people do this when they're apping for a mortgage, but unless you're seeking new credit, there really isn't a good reason. I am concerned about the softing, but I don't know if they would consider that a good reason.
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