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07-18-2013 04:00 PM
I have a few inquiries on my credit report, and I was wondering if I could get them removed?
I would like to get a unsecured capital one or a suntrust (my personal bank) cc.
and could you guys give me some suggestions on what I should apply for?
666 ex score 6/13
Kohls Card - no bal
best buy - $250
cap one - no bal (i use this for everyday purchases, pay off each month)
discover it - no bal (just use for gas and then pay it off)
07-18-2013 04:05 PM - edited 07-18-2013 04:06 PM
07-18-2013 04:12 PM
Just popping in to agree with SSA_2013, with all comments.
Concur with 09Lexie and SSA_2013. Factually and accurately reported information cannot be removed.
OP - how many inquiries do you have per CRA?
07-18-2013 04:12 PM
Ah okay, Thanks!
I am a college student and I have some money tied up in the Cap One secured card that I would like to help with expenses ($1500).
So I guess my best bet is to wait and then I will start looking around again.
07-18-2013 11:15 PM
07-19-2013 05:02 AM
Just wondering....will credit scores go up once the 1 yr. mark is up? I have about 8 that will hit the 1 year mark in September. How much do you think that will impact my score?
07-19-2013 05:07 AM
I've had two inquiries removed from my report.
1 because no one ever discussed a single thing about pulling my report or reading me any type of disclousure stament that my report was being pulled.
Another because I never had an account with this institution in my life and have no idea where the inquiry came from. When I inquired if someone was trying to apply for credit in my name they showed they had no history of me or anyone ever applying for any type of credit with them. So there you have it!
07-19-2013 05:27 AM
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