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Can you get a copy of the credit report they pulled?

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Tischer712
Regular Contributor

Can you get a copy of the credit report they pulled?

I was wondering, since I was accepted for Care Credit, can I receive a copy of the credit report and score? or is that only for people who got denied? Interested in this because they pulled Experian.


Starting Score: myFico Scores Equifax 544 Transunion 585
Current Score: myFico Scores Equifax 655 Transunion 663 Experian 645
Goal Score: 700 Across the board


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Creditaddict
Legendary Contributor

Re: Can you get a copy of the credit report they pulled?

They will send you a score but very likely it is some score that does not matter a bit for us to see, just how they use it like Amex.

I have seen a couple, 1 was better the closer you were to 0!

The other I saw was best the closer to like 1200 or something you were.

 

Message 2 of 3
pizzadude
Credit Mentor

Re: Can you get a copy of the credit report they pulled?

 

Generally you are only entitled to a free copy of your report if you are denied, or counter-offered, or if adverse action is taken on your account.    If you were approved then I do not believe that you are entitled to a copy of your report.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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