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Contributor
GreatCreditFor2012
Posts: 95
Registered: ‎02-26-2012
0

Can you get approved for BCE With high 600s Score??

Was wondering has anybody gotten Approved for the AMEX BCE With High 600s scores? I was hoping to be in the low 700s with EX by March 2013 But I think it'll just be high 600s tho according to the EX score simulator.



Mega Contributor
Creditaddict
Posts: 19,535
Registered: ‎10-23-2007
0

Re: Can you get approved for BCE With high 600s Score??

APPLY NOW... SP until you get approved!!

Fico Scores: EQ 657 Cabelas, TU 662 Walmart, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Express $300
Over 40 Cards in between :smileytongue:
Valued Contributor
creditnocash
Posts: 2,203
Registered: ‎07-23-2012
0

Re: Can you get approved for BCE With high 600s Score??


Creditaddict wrote:

APPLY NOW... SP until you get approved!!


its only a sp if your already a cardholder. 

Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012
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Re: Can you get approved for BCE With high 600s Score??

Established Member
stealthc63
Posts: 34
Registered: ‎12-02-2012
0

Re: Can you get approved for BCE With high 600s Score??


I was approved with a 688 per the approval letter. I also had at least 10 inq's within a year (prob 4-5 in the last 3 months.) Util is at 25-30% and AAoA is around 4 years. Approved with $2500. Hope that helps

Frequent Contributor
jake619
Posts: 496
Registered: ‎11-13-2012
0

Re: Can you get approved for BCE With high 600s Score??


creditnocash wrote:
its only a sp if your already a cardholder. 

hmmm.  I was a former Blue and Gold cardholder, both closed by them :smileysad: Currently I have a company-provided Corporate AMEX card, my name and company embossed on card.  Do you think this would qualify to avoid the HP?


GangnamFICO wrote:

Because the chicks dig it when I throw down the card to the waiter and...it comes in handy if I'm short on cash until payday and need a short spot. AMEX gets the booty, and that's important when you're a Pirate.


Minor vulgarity edit --Rev



Valued Contributor
creditnocash
Posts: 2,203
Registered: ‎07-23-2012
0

Re: Can you get approved for BCE With high 600s Score??

What's your aaoa great credit?
Current: Discover Fico 689 8/14 Walmart Fico 697 8/14

Inquiries (24 Months): EQ 6 TU 3 EX 4 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Contributor
GreatCreditFor2012
Posts: 95
Registered: ‎02-26-2012
0

Re: Can you get approved for BCE With high 600s Score??

Aaoa is 1year and the total history of credit is 1 year and 6 months, will be abit more in March which is when I was looking to Apply. Uli will be at 8% and I have 3 charge cards... 4 Credit Cards and two Installment loans all paid on time. No Baddies. Oh yea umm 11 inq all over a Year Old. Hope that helps... Thank You Guys!! :smileyhappy:



Frequent Contributor
AF_23
Posts: 288
Registered: ‎02-06-2012
0

Re: Can you get approved for BCE With high 600s Score??

Possibly but YMMV

Regular Contributor
patsfan1453
Posts: 202
Registered: ‎11-04-2012
0

Re: Can you get approved for BCE With high 600s Score??

[ Edited ]

Apply for blue and immediately PC to BCE. I did it :smileyhappy: Also, I had a worse profile than yours.

Amex Everyday 6k || Chase Sapphire 5k || Buypower Card 5k || USAA Wounded Warrior Mastercard 4k || Citi TYP 4.9k|| Citi Forward 5.5k || Discover It 2k || Chase Freedom 5.5k || Walmart 1k || Chase Amazon 1k
Business: Chase ink cash 5k || AMEX Simply Cash 3.8k
Total CLs: 48.7k

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