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No it isn't personal income. Curious as why you ask? For bigger limits?
I see you have a chase ink business card.. Is this under your name/business?
@CreditCuriousity wrote:No it isn't personal income. Curious as why you ask? For bigger limits?
I see you have a chase ink business card.. Is this under your name/business?
Me too? It’s your business, just curious
@Anonymous wrote:
1. I want to get the Chase Sapphire Preferred late this winter or early next spring. My research seems to indicate that most people reach full exposure with Chase at 50% of their income. I am currently at exactly 50%.
2. I have 2 jobs. My "full time" job is from August to December and pays around $10K. This is where I can charge a bunch of business expenses on my personal and get reimbursed. My second job is from January to July and is a sole proprietorship which is where I make the rest of my income from. The Chase Ink card is for this business.
That makes sense. Thanks for the clarification.
Wishing you much success in the business!
Yeah I'd say no on that. It's technically not your money.
As for getting approved for a CSP, Chase is pretty good about approving a recon if you offer to move credit from another account. They may even approve on the pull and do it for you. You could also decrease your limits before the app if you're worried about it.
@Anonymous wrote:
1. I want to get the Chase Sapphire Preferred late this winter or early next spring. My research seems to indicate that most people reach full exposure with Chase at 50% of their income. I am currently at exactly 50%.
2. I have 2 jobs. My "full time" job is from August to December and pays around $10K. This is where I can charge a bunch of business expenses on my personal and get reimbursed. My second job is from January to July and is a sole proprietorship which is where I make the rest of my income from. The Chase Ink card is for this business.
I have not heard anything about the Chase exposure limit before. I'm already above 50% of reported income and I'm hardly a unique or corner case...