Credit Card Center Advertiser Disclosure†
03-01-2011 10:39 PM
I assume you don't mean retail store cards. These are the ones I can think of off the top of my head.
GM Flex Mastercard
Union Plus Credit Cards
03-02-2011 12:58 PM
I dont recommend the Orchard HSBC Card. You Cannot grow with this card and the fees and APR are outragous. I called for a CLI after 6 months and "DUE TO A BUSINESS DECISION THEY ARE NOT CLI ANYONES CARD"
I am in the process of paying this off and closing the account
I have a Best Buy card also, they will give CLI's after 6 months.
03-02-2011 01:06 PM
They issue a discover called "direct rewards platinum." It's usually a counter offer if you dont meet standards for other cards. I just closed mine. After 3 years of no CLI, I bailed before the AF came around.
03-02-2011 05:25 PM
They (Orchard Bank HSBC) will not give CLI if you ask (they never have the entire time I've been with them), but they are actively still giving out CLI...just on their terms and time schedule and they aren't very big.
I was given a CLI a few months ago from $900 to $1300 after going 14 months without one and then I just got a letter in the mail yesterday saying I was being increased to $1500.
However, with the AF and the APR, I have outgrown them so I'll likely be closing it down in a few months if they don't drop the AF off.
If you are desperately for trying to rebuild credit I believe OB is a very good starter card. I am very grateful to them for allowing me the first step to rebuilding my credit. I now, 4 years later, have an AmEx, Citi Platinum, Cap1, and Apple iTunes Reward card all with healthy limits and CSs of ~700 across the board from a low of mid-high 400's!
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.