DJ - This thread is about Amex 
@creditmonger wrote:OP
I didnt have the patience to read all entries on thread but regardless of food and shelter you ARE in college and I assume drinking, alcholol.
Twenty five years ago I WISH I was only spending $333 a month on beer etc...
Dont be daunted by that number, thats only $10 a day or a 12 pack of Natty Lite.
Good luck.
If it's not free at a party it's not worth it to me.
Starting Score: Ex08-732,Eq08-713,Tu08-717
No you can't request a bonus in time to make signup spend (maybe if there was like a two month delay getting the card or something but in reality you are never going to see such an extension). Normally if I think I am getting a card that has a high signup spend I will save up some of my bills for that card (assuming I can do so and not get hit with late fees). Obviously pay any bill you have with a credit card if it accepts a credit card. If you have the option of paying a bill in advance you can do that too. Like if you belonged to a gym etc maybe you could pay a few months in advance? Giftcards are another option. Like if you drive and always use the same gas station maybe buying fuel giftcards that you can use going forward. Have favorite restaurants? Buy giftcards for those restaurants that you will use in the future. Somebody's birthday coming up next month? Buy their gift now. Spending money is easy, but what you do not want to do is spend money that you would normally not spend. If you have to do that to make a signup offer then it probably wasn't a good card offer to target to begin with. .
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@creditmonger wrote:OP
I didnt have the patience to read all entries on thread but regardless of food and shelter you ARE in college and I assume drinking, alcholol.
Twenty five years ago I WISH I was only spending $333 a month on beer etc...
Dont be daunted by that number, thats only $10 a day or a 12 pack of Natty Lite.
Good luck.
Oh god I remember drinking Natty Lite. I'm sure you probably a couple of Zimas kicking around back then too. We also used to have Boones malt liquor as well.
@creditmonger wrote:The OP's post is really starting to weigh on me.
If one cant find a way to spend $333 a month ---on anything--- theyre fortunate to not even need a credit card, God Speed.
Be thankful youre in w AE at such an early age---youll have plenty of opps in the future to take advantage of all their perks.
Good luck OP.
Yea, the less debt you have when young the better. Makes life soo much easier.
Thx guys