Can you suggest a card for a FICO of 611 please

[TravisD]

The $99 deposit generally means $200 limit and you can deposit I believe up to $3000.

[Mddlrthr2]

I applied for a USAA secured card and was approved and I also got a Captial One unsecured card with a $500 limit, which should arrive in the next 7 to 10 days.

[Joteism]

@Mddlrthr2  - Did you have any baddies when you applied for the Capone unsecured card? Also, is the score in your sig a TU FICO?

[tigif]

Mdd, I read that the USAA card never graduates and force closes after 2 years, which at that time may harm one's score. I guess for my situation, the value of 2 years worth of regular payments would outweigh the potential hit when it closes though huh? I'm going to try calling BOA's backdoor # now to see if I can get more info on my status.

Thanks,

-Mike

[Ron1]

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@tigif wrote:

Mdd, I read that the USAA card never graduates and force closes after 2 years, which at that time may harm one's score. I guess for my situation, the value of 2 years worth of regular payments would outweigh the potential hit when it closes though huh? I'm going to try calling BOA's backdoor # now to see if I can get more info on my status.

Thanks,

-Mike

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Have you looked at US Bank HD Secured Visa? It has no AF.

link:

https://www.usbank.com/cgi_w/cfm/personal/products_and_services/credit_cards/HD_secured.cfm?ics_src=...

Ron.

[Mddlrthr2]

Yes, I have quite a few baddies that I'm still trying to pay off and a huge hospital bill (which the hospital is working with me on).

[Mddlrthr2]

I don't think I remember reading anything about it closing after two  years.  I do know that I can add to my CD to increase my line of credit.

[Mddlrthr2]

Thanks.  I'll look into US Bank.

[tigif]

Mddr, check this out from the card's landing page: 

hen you apply — you'll also be opening a USAA 2-yearCertificateof Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.

-Mike

[Ron1]

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@tigif wrote:

Mddr, check this out from the card's landing page: 

hen you apply — you'll also be opening a USAA 2-yearCertificateof Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.

-Mike

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I heard you have to be a full member to apply for secured card. Are you a partial member? You might want to check the US Bank HD secured card with no AF?

Ron.