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Paulpepe- Welcome to the forum. If that's the only card with a balance, your FICO score won't suffer at all for the next 10 years. After ten years is when the tradeline risk getting deleted.
At some point you're going to have to break the cycle and PIF. If you don't, you're going to find yourself with no cards reporting if you close them all
@DI wrote:Paulpepe- Welcome to the forum. If that's the only card with a balance, your FICO score won't suffer at all for the next 10 years. After ten years is when the tradeline risk getting deleted.
At some point you're going to have to break the cycle and PIF. If you don't, you're going to find yourself with no cards reporting if you close them all
Or at least get balances under control.