10-03-2012 10:47 AM
I canceled my Cap 1 secured card today. It's something simple but it feels good! The card wasn't going to grow without me adding money to it and with my credit score improving and offers / approvals coming in, it has served it's purpose! This was the first card that I received (9/10) after my BK was complete (2/10). Started with a $200.00 limit and then they added an unsecured $100.00 to that later. It's another wall up between me and my credit/life slump when the economy took a dive a few years ago.
The girl that I talked to was VERY nice. Helpful, very friendly and non-Peggy like. I wish all CSRs were like her!
10-03-2012 10:51 AM
Glad to hear you're graduating on to bigger and better things.
10-03-2012 12:15 PM
Congratulations. It feels wonderful to reach a point where you're able to move past a difficult period in life. Forward progress is always a good thing. Keep up the good work, and best wishes on your continuing credit journey.
10-10-2012 03:16 PM
Did they say how long it's going to take to get your money back? I want to give myself a CLI for a couple months, so I can apply for a better card, then cancel my secured card.
10-10-2012 03:54 PM - edited 10-10-2012 03:54 PM
Cancelled mine also today, feels good.
They asked me to stay with unsecured. I told them, I have one ... SD
10-10-2012 04:32 PM
I had a $300.00 limit. $200.00 of that was secured and the balance was $292. I made a $92.00 payment and told them to apply the $200. that I sent in when I opened the account to the balance and that would take care of it. It was as of Monday.
I know interest rates aren't that great right now but it would be nice to draw some interest on $ that you deposit in a secured account.
10-10-2012 09:17 PM
congrates. I know I can't wait to jan when I close mine. I have been at max 3k for years, and never a late payment. social team ,and BBB complaint no help, all they gave me was a free 100 bucks...they changed the rules of possible card graduration after i accepted card , which has me pissed off.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
10-10-2012 11:00 PM
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