Canceled my Cap1!

[Anonymous]

Today, I canceled my QS1.

I have a QS ($4.5k), Spark Classic ($2k) and an NFCU GoRewards ($7k), and I felt I'd not use the card (they'd neither PC nor CLI me). Luckily, the $750 limit won't really affect my utilization (which is at 6%) and the account will still age but it was almost as empowering to cancel the card as it was to get it.

This time two years ago, my credit score was 549 and no one would approve me, and while I've got a lot of work to do, being able to say "I don't need this" and drop the card made me feel very good.

Thanks you guys!

[App_Addict]

Congratulations!  You are doing a great job and being able to keep moving up the credit chain is a feeling like know other!  continued Success! 

[Booboo71]

Congratulations! I cancelled my Cap1 secured today and my kohls card also!