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I'm currently am an AMEX Platinum card holder and am contemplating cancelling my card this year. Can someone inform me of the potential impact on my credit score if I cancel this card if the balance is $0? Note: my card has no pre-set spending limit and my current FICO score is in the mid 700 range.
Your score shouldn't be affected at all.
Mind saying why you would like to CX the card? Want to go for something more elusive?
Should have small impact if any.
Since the Plat doesnt have a CL, it wont affect you score at all since the card will report report for up to 10 year and this should not affect your AAoA either.